benefits of living in kansas

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benefits of living in kansas

5 Important Things You Need to Know About Living in Kansas City

Living in Kansas City

There are so many pros of living in Kansas City. This city offers job opportunities, top-notch colleges, incredible museums, a fantastic craft beer scene, and so much more. 

If you’re considering moving to Kansas, you’re in the right place. Continue to read to find out more. 

1. Affordable Housing

The housing cost is a key factor people consider when moving from one place to another. In Kansas, they stand out in a good way: average prices are around $137K, which is significantly lower than the national median cost of $231K. 

Fortunately, the affordability applies to house rent costs, too. In Kansas, a two-bedroom apartment is priced at $821 a month, which is lower than the national average. 

2. Lower Living Costs

Fortunately, it’s pretty cheap to live in Kansas. In fact, in rural areas, the cost of living is 21% lower than the national average.

But this ”affordability” factor is not limited to the rural belt of Kansas. Topeka, Wichita, and Overland City (all big cities) are super affordable compared to benefits of living in kansas like Aurora, Houston, or San Francisco.

Here’s an extra tip: to make bills even cheaper, you should consider installing solar panels. Learn more about this here!

3. Great to Find Jobs

Are you aware that Kansas City is one of the top American cities for jobs? Not only does the ”City of Fountains” offer a relatively affordable cost of living that appeals to families and young professionals, but it has jobs in multiple sectors. These include technology, finance, healthcare, government, energy, and engineering. 

You can find opportunities in Kansas City with big companies like H&R Block, Burns & McDonnell, Hallmark Cards, and Commerce Bank. They’re all headquartered in KC. 

If tech is your sector, it might be worth trying out up-and-coming companies like Homebase, Red Nova Labs, K12itc, and Lula. 

Ultimately, this city has a 3.6% unemployment rate. So, if you decide to live in Kansas City, finding a job won’t be as difficult as in other places. 

4. Kansas has Top Notch Barbecue

If you ask someone living in Kansas what is particularly great about the city, they’ll probably mention benefits of living in kansas barbecue.

The preparation style of a Kansas barbecue is one of the best in the country. It is slow-smoked over a variety of woods and then served with thick molasses and tomato-based sauce. 

It might be worth visiting Joe’s Kansas City Bar-B-Que for burnt ends, delicious ribs, and pulled pork sandwiches. Do you need another option in case it’s busy? Check out Hawg Jaw Que & Brew for wings, BBQ nachos, and brisket sandwiches. 

Are you not convinced? Harry Truman, Jimmy Carter, and Bill Clinton were all huge fans of Kansas-style barbeque. Give it a go. 

5. It Takes Less Time to Commute in Kansas

There’s nothing more stressful than knowing you’ll be stuck in traffic practically anytime you leave home (Hello LA!). So, it’s worth mentioning that you won’t have this problem if you move to Kansas City. 

Usually, the traffic is pretty light. Most times, commute time lasts less than twenty-five minutes. 

Living in Kansas City

Living in Kansas San jose apartments means you’ll be surrounded by friendly people, have an extra disposable income, be able to watch live jazz, and experience a lively nightclub scene. What’s not to like? Whatever you’re into, tioga state bank newfield something for you in this city. 

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Источник: https://thriftymommaramblings.com/2021/10/5-important-things-you-need-to-know-about-living-in-kansas-city/

Kansas was one of those cities that was added to the United States as a part of Louisiana Purchase. In spite of being a part of United States since 1803, it was not until 1854 that people could settle in here. Kansas in the early days served as the swing state for slavery and eventually contributed to the civil war that waged across USA.

Once the conflict was over, Kansas, due to its rail roads, became an ideal destination for Texan Cattle drive. This state still heavily relies on agriculture, but manufacturing centres are slowly adding to the diversity. 

Benefits of Living in KansasDrawbacks of Living in Kansas
Low Cost of LivingThe Weather
Low Housing PricesTornadoes
BarbecueTravelling Problems
Country Club CultureHigh Income Tax
Fun ActivitiesNo Public Transport
Minimal Commuting TimeExcise Tax

Advantages of living in Kansas:

Once we venture outside the cities of Kansas, ged online tn cost of living goes down remarkably. The cost of living is estimated to be around 21% lower than the national average of USA. With a healthy median salary, the quality of life of the citizens of this state is rather good. Most of the manufacturing of consumer products and food for domestic and industrial purpose. Therefore the shipping costs and other transportation costs are cut out.

Housing prices in the state can be very low in certain areas. Coffeyville can serve as an ideal example. Located at the junction of highways 166 and 169, this town doesn’t have too much of a demand of housing facilities. Therefore, average house in this area costs somewhere around $53000. There are also local refineries and fertilizer 0lants where one can get a job. 

Kansas City is famed for its barbecue. People even go to such extents as to describe the state as having the planet’s best barbecue joints. It is said that none of the joints across Kansas can be singled out for making poor barbecue. The taste of barbecue is preserved and well-maintained across the state.  Personalities like Bill Clinton, Jimmy Carter and Harry Truman have all come to experience the barbecue Kansas is so proud of. 

  • Country Club Culture. 

Country Club Culture is a way of life in Kansas. It’s a unique arrangement that was put in place by the people who wanted a gulp of their favourite beer or a dash of their favourite whisky. The traditional way of gaining entry into these is to get a membership at one of these clubs. These clubs can be several years old and have a tonne of history attached to them. 

The low housing prices and a rustic look of Kansas often fools the eye. Kansas may appear rustic to many, but there are a lot of fun activities that one can indulge in. Wichita has 30 museums, a world-class zoo and benefits of living in kansas gardens to explore. All of these are at a mere distance of  an hour. Wichita also has Tanganyika Wildlife parks where one can interact with animals, pat the kangaroos and feed the giraffe. 

Commuting across Kansas does not usually take much time. There is little obstruction in way of traffic jams. Distance is the only hindrance. One can shift from one town to another in Kansas in about 30-60 minutes. Even for the ones living in suburbs, the downtown metro area is at a distance of about 25 minutes. The public transport facilities however, could use an upgrade. 

Disadvantages of living in Kansas:

Weathers across Kansas can vary widely depending on where you live. The southern part has a weather that is humid and subtropical, the central and east have humid sub-tropical weather and the west experiences semi-arid conditions. Wichita often gets so hot and humid that benefits of living in kansas threatens life as it is. 

Kansas city is placed in the tornado corridor and therefore is extremely prone to them. It is recorded that Kansas had 60 twisters every year since 1996. Dome of them wreaked havoc and took a toll on both properties and human lives. Even in 2019 in a space of twelve days at least 8 tornadoes were reported across the central plains. Staying updated with weather news is a must, if you move to Kansas. 

Although devoid of traffic, this place has a problem when travelling elsewhere. Kansas boasts the third-largest network of highways. The network however is an absolute necessity. Kansas has a class C airport in Wichita and the next best option is Manhattan Regional Airport. Missouri, Tulsa solano county property tax Denver are popular travel options if you’re looking for a flight. 

There are two tax brackets in Kansas and together they may seem a bit steep. The first $15000 of taxable income is taxed at 2.7% while the rest of the income is taxed at 4.6%. For married couple the interests remains same but the brackets are doubled. 

Living outside Kansas Metro City would require additional investment in the form of private vehicle. There may even be excise tax imposed on vehicles bought from private owners instead of dealerships before moving to the states. The problem arises due to the non-existent nature of public transport in Kansas. Wichita however offers a handful of bus routes that are far from being enough. 

One may need to pay an excise tax of 6.3% to 7.35% on their vehicle if it was previously untaxed. A period of 90 days is given to register one’s vehicle at the county clerk’s office. An emission test and payment of fees follows the process. 

If you’re planning to move to Kansas, it is very important that you take into account all the pros and cons the state has in store for you. If you already own a private vehicle, the shift shall be much smoother. All you have to look for a sturdy house (which do come cheap) and a nearby barbecue joint to feast on. 

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Categories States & CountriesИсточник: https://thenextfind.com/pros-cons-of-living-in-kansas/

Kansas Medicaid Long Term Care Eligibility in 2021

Kansas Long Term Care in 2021

kansas-medicaid


In Kansas for 2021, Medicaid covers nearly 65% of all nursing home residents. However, Medicaid does not cover assisted living or continuing care retirement communities (with the exception of skilled nursing units). Medicaid in Kansas only pays for care at nursing homes or Intermediate Care Facilities for the Mentally Retarded.

For community and home based services in 2021, Kansas has waivers or a program called the Senior Care Act (SCA), which is for Kansans 60 or older who are able to remain at home, but need assistance with some activities. Care options vary by county, with admittance to the program determined by a functional assessment with income guidelines adjusted each July. Patients pay either a donation or 100% cost with a sliding fee scale based on income and assets.

Community and home based waivers: Autism; Frail Elderly; Intellectually/Developmentally Disabled; Physically Disabled; Traumatic Brain Injury; Money Follows the Person; Technology Assisted.

  • Applicants must be eligible for Medicaid Long Term Care in addition to individual program requirements before they will be granted community and home based waivers.

Eligibility for jim grizzle tire fort smith arkansas. Residency and Citizenship – the applicant must be a Kansas resident and be a U.S. citizen or have proper immigration status.

2. Age/Disability – the applicant must be age 65 or older, or blind, or disabled and can receive care in home or at a facility. The applicant must meet certain medical requirements consistent with the level of care requested.

3. Income Limitations – the applicant’s monthly income (wages, Social Security benefits, pensions, veteran’s benefits, annuities, SSI payments, IRAs, etc.) must be less than 244% of the Federal Poverty Level. However, all income above $62.00 per month must be used to help pay for care. The bank of america logo history needs allowance of $62/month is not factored into the total countable income.

4. Asset Limitations (Exempt vs. Available) – Medicaid divides assets into two categories: Exempt and Available. Exempt assets are specifically designated under the rules, and ownership of an exempt asset by the applicant will not result in a denial of benefits. If an asset is not listed as exempt then it needs to be liquidated and applied toward the costs of nursing home care before the applicant can receive Medicaid benefits. Kansas has a look back period of 5 years with a penalty for people who sell assets below fair market price, transfer assets to others, or give money and property away.

kansas-long-term-care

Exempt Assets in 2021 for an applicant in Kansas include:

i. $2,000 or less in cash/non-exempt assets if single.

ii. Personal effects and household goods

iii. One home (equity value limited to $603,000) if intending to return, under the name of a spouse, or a child under 21, or a disabled person resides in it.

iv. One motor vehicle if the vehicle is used for the long term care recipient’s medical treatment, employment, modified to accommodate a disability, or the primary vehicle of the community spouse—no matter the value.

v. Enough money to pay for private health insurance.

vi. Burial spaces and irrevocable pre-paid burial trusts if tied to specific funeral or burial services.

Spousal Rules in 2021:

Amount of assets community spouse may retain: The community spouse can keep one-half of all non-exempt resources owned by one or both spouses with a minimum of $26,076 and a maximum of $130,380. All non-exempt resources of both spouses are available to pay for the costs associated torrid comenity login long term care.

Community spouse impoverishment protection: The community spouse can keep part of the institutionalized spouse’s income if the community spouse has a monthly income of less than $2,155 per month. Depending on living expenses, the maximum amount of income a community spouse can keep each month is $3,259.50.

  • Again, the person in the nursing home must contribute all income except $62 per month towards their long term care costs.
Kansas long term care insurance partnership in 2021:

This is a program between the state and private insurance companies. Partnership policies protect assets by matching dollar for dollar what policy holders pay into their policies. For example, if you bought a Partnership Policy with a maximum benefit payout of $155,000 then you are able to protect $155,000 of your assets. For married couples each spouse needs to purchase their own policy. Once the $155,000 worth of long term care coverage is used, you may apply for Medicaid with $155,000 worth of assets exempted.

Further Reading:

Kansas Client assessment, referral and evaluation: http://www.kdads.ks.gov/commissions/commission-on-aging/client-assessment-referral-and-evaluation-(care)

Kansas Department of Aging: http://www.kdads.ks.gov/

Programs Overview: http://www.kdheks.gov/hcf/Medicaid/download/Overview_Programs_for_Elderly_and_Disabled.pdf

Источник: https://www.seniorplanning.org/long-term-care-medicaid-eligibility/kansas/

43 Reasons to Move to Kansas City [The Best of KC]

We can all agree there are many reasons to move to Kansas City, but which are benefits of living in kansas to YOUR family?

…KC is relatively cheap. It’s a great city for families…

…and there’s TONS of things to do in Kansas City. Plus, there are places kids eat free every night of the week…who doesn’t love that?!

Why Move to Kansas City?

Kansas City is a unique city, offering big city amenities with a small town feel. Life in Kansas City is perfect for families to call home. 

There are also tons of things to do with kidshere! Grab The POGO Pass for 16 kids activities for less than $40! This is a steal.  

Read the Deals, Discount Codes & Money Saving Tips guide for even more ways to save in KC. 

Check out the best reasons to move to KC below. If you’re thinking of relocating to Kansas City, read more to check out what it’s like living in Kansas City…

1. Outdoors!

There are SO many parks & places to play in Kansas How to apply for an ein number in michigan Over 220 to be exact. Your family will have places to explore for months. 🙂 There are parks downtown, fountains all over KC, & tons of playgrounds for your kids to enjoy. Check out the Best Parks & Trails in Kansas City to find the perfect fit for your familly! There also fun places for day trips or weekend trips from Kansas City.

2. Our Local Libraries

KC is blessed with award-winning libraries throughout the metro. The Mid-Continent Public Library is nationally recognized as a top library, with TONS of family activities, events, and everything in between. There are other great libraries like the Olathe Public Library Branch, Johnson County Libraries, & the Kansas City Public Library. Find the libraries’ weekly events in our Guide for Library Lovers in KC, including stuffed animal sleepovers, story times, STEAM programs, and computer classes.

Pro-Tip: The MCPL Calendar is chalk full of FREE things to do with your kids. 

3. Kansas Sunsets

Like John Wayne said, Have you seen a Kansas sunset?” Marvel at the colorful pinks, warm oranges, & open views to soak in the picture-perfect sunsets. The beautiful sunsets are something spoken of in countless songs & poems…definitely worth moving for.

4. You can SEE the stars

There isn’t a better place to take in the wonderful starry nights. With all the open spaces, there are plenty of places for your family to gaze at the stars!

5. Midwestern Hospitality

Yes, Kansas City is a city, but we are one big community full of mid-western kindness. There isn’t a shortage of smiles and waves you get around KC. Block parties, neighborhood grill outs, holiday parties….your family will feel welcome wherever they go! We like to keep things casual & have fun, so come make some new friends.

6. KC = Family-Friendly

There are fun things to do with your family every day in Kansas City. Throughout the year there are countless activities, events, camps, festivals, summer movie series & everything in between. The bank of america hr connect at home events calendar is a fantastic place to find things to do with your kids!

7. Fresh, Local Produce!

Yes…Kansas/Missouri are known for farming, but that means FARMERS MARKETS too! Shop fresh, local produce to feed your family at the many markets throughout the metro.

8. KC River Market

The City Market at the River Market is one the oldest & largest public farmers’ markets in the Midwest. It has connected local farmers to the KC community since 1857, so it is definitely a great feature to explore. Not only is the River Market home to City Market, there are tons of delicious restaurants and fun shops all around the square.

9. BBQ

Depending on which person you ask, you’ll get a different answer as to which BBQ is the best. There are tons of local joints to taste like Jack Stack, Q39, Gate’s BBQ, Kansas City Joe’s, or Arthur Bryant’s.

10. Kaleidoscope

Free, fun things to do are the best things to do. Hallmark organizes an amazing creative outlet for kids to come & create countless art projects! Hallmark donates their left over art supplies for your kids to get artsy their creation center at Crown Center AND it’s free.

11. Affordable Living

Every family wants to save money, so come on over to KC! Affordability is one of the best pros of living in KC!

Kansas City ranked 7th for the most affordable homes, according to the ACCRA affordability index. Virtually everything is cheaper here than the national average including groceries, utilities, housing, transportation, and healthcare.

12. Escape City Life Easily

Even though Kansas City is a city, you can escape to the country in less than 30 minutes from pretty much anywhere in the city.

13. Growing Art Scene

The growth of art districts across the KC metro has given us a a diverse and exciting art scene. If you prefer classical art you can explore the Kaufman Center for the performing arts, or you can explore the contemporary art galleries located around downtown KC…there is something for every art lover in Kansas City living.

14. We are Full of History

If your family loves history, KC is the place for you. We have the Negro Leagues Baseball Museum, WW1 Memorial and Museum (The only in the U.S.), American Jazz Museum, and College Basketball Experience, which holds the National Collegiate Basketball Hall of Fame, just to name a few. Each allow us to explore a different part of history, but there is SO much more in KC!

Check out our Kansas City Museum Guide for a FULL list of museums & educational opportunities are town!

15. The Nelson Atkins Museum

The Nelson Atkins Museum of Art is full of amazing art work & is FREE! There are world-renowed paintings housed in their galleries, as well as an expansive outdoor scuplture garden. Every Third Thursday of the month, the museum welcomes KC to enjoy live music, free programs, activities, and more…all for FREE. While Third Thursdays are only for adults, the museum is open year-round to everyone.

16. Some of the Best Hospitals in the Country

The KC metro is home to The University of Kansas Hospital and Children’s Mercy Hospital, which are both nationally recognized hospitals each year. They provide outstanding medical care to KC families in conjunction with the many other fantastic hospitals around the city. Your family is in good hands when you call KC home.

17. The Plaza

You’ll feel like you’re in a European getaway at the County Club Plaza, with it’s beautiful European architecture and many fountains. The outdoor shopping center is located just south of downtown KC, and is home to tons of shops & restaurants for your family to benefits of living in kansas. The City of Fountains

Kansas City is known as “The City of Fountains”. We are said to have more fountains than Rome & even have our own City of Fountains Foundation that is responsible for maintaining our beautiful fountains so they can be enjoyed for years indigo credit card customer service email come.

Pro Tip: The Plaza is full of fountains to admire.

19. Soccer

We are a sports city through a through, but soccer is by far the most popular for kids to play. The Overland Park Soccer Complex is one of the most well-known in the country and home to Blue Valley Soccer club. There are also countless other soccer clubs that call the KC metro home, which also compete at the national level.

Livability even named Overland Park, KS the United States’ top “soccer city”.

20. Downtown

Downtown is a great place for a night out or a Staycation in Kansas City with the kiddos. It is full of great restaurants, fun things to do like Science City, and even hosts First Fridays, a monthly art & culture event that gets the whole city excited.

21. Food Food Food!

Even though we are smack dab in the middle of the country, our food scene boasts a wide variety of options. From fantastic BBQ to delicious Thai cuisine, KC has everything to offer. Lidia’s is famous Italian fare housed in an old railroad house downtown, or try comfort food at it’s finest at Anna’s Oven. (Don’t miss Fried Pnc prepaid debit card reviews Fridays at Anna’s…they ALWAYS sell out)

Pro Tip: GIANT Wings from the Peanut are a favorite for anyone living in Kansas City…you HAVE to try!

22. We Have the Meat

There’s a stereotype that Kansas Citians love meat…and that couldn’t be more true. You can buy chicken, eggs, beef, pork & many other meats that are raised locally so you know your family is eating the best products possible…right in your own back yard! Check out the fantastic local butchers throughout town including the Local Pig (our families favorite).  They even host butchering classes so you can learn to butcher yourself AND you get to take the product home. Classes fill up 6 months in advance though, so plan ahead.

23. Branson is only 3 hours away

Branson is a family-friendly vacation spot with too many things to do to list them all. Your family can enjoy the day at Silver Dollar City, an theme park with TONS of fun rides & an old-time feel, shop at the numerous outlets, or hop aboard the Branson Scenic Railway! There are water parks, shows, mini golf, bumper cars….your kids will have more things to do than you have time for!

24. Lakes in Every Direction

If you love boating, swimming, or anything outdoors, you can find a great lake only a short drive away. Whether you go to Table Rock Lake, Smithville Lake, Lake Jacomo, or Longview Lake, your family is sure to have fun outdoors. There are also great trails & parks at all the local lakes!

Pro Tip: KC Watersports is a cable lake just south of KC that offers wake boarding angel caller chime necklace all ages & skill levels. It’s a great way to spend a Summer day with the kids getting active. 

25. Very Little Traffic

Even though the Kansas City metro is home to over 2 million people, you wouldn’t know from the traffic. Besides rush hour, there isn’t traffic often, which makes Kansas City living less stressful.

The KC metro is very spread out, which helps with traffic & gives families plenty of room to play without being on top of each other. However, the KC public transportation system is not the best, so you will need a car to get around. 

26. Nationally Ranked Education

The Kansas City metro is home to many wonderful education systems. The Blue Valley School District is consistently nationally ranked as one of the best school districts in the U.S. There are other great options like Lee’s Summit School District, Parkhill School District, & Shawnee Mission School District. US News Ranks the Best High Schools by state: check out the best schools in Kansas and Missouri!

27. KU!

The University of Kansas is only a short 45-minute drive from Kansas City. Your family can enjoy a KU Basketball game at the infamous Allen Fieldhouse, or send one of your own kiddos to the fantastic university (& get in-state tuition).

28. KC Closest wachovia bank near me at a Royals game is a MUST. Since they won the World Series, the Royals have been The sports event to attend in KC. Our boys in blue are KC staples through and through!

Pro Tip: Hi-Boys is right down the street from the stadium & has some of the best burgers and onion in KC! Don’t miss out on all it’s yummy deliciousness… 🙂

29. Kansas City Chiefs

Even though the Chiefs aren’t thatt good we love them anyway. Kansas City is prideful of our Chiefs, so a game is a must for any sports-loving family. If you plan to build a life in Kansas City, you better read up on The Chiefs…

30. Sporting KC

We already mentioned KC is a soccer city, but Sporting KC really brings it home. The competitive, professional soccer team has been in the running for the MLS cup the last few years, so it is always an energetic thing indigo credit card customer service email do with the kids.

31. Mavericks Hockey

You wouldn’t think ice hockey would have a home in Kansas City, but our Mavericks Hockey team is a fun night out for the whole family! Experience the thrill of a hockey game for half the price of most sports tickets.

32. T-bones Baseball

The T-Bones Minor League Baseball team is a fun way to watch some baseball on the cheap. The stadium is great & T-Bones tickets are as cheap as $6.50 per person.

33. First Fridays

If your family likes art, food, music, or fun in general First Fridays is the place to be. Every first Friday of the month the Crossroads Art District turns into KC’s most lively thing to do. Explore food trucks, art galleries, fashion shows, street performers, and a wide variety of local, regional, & national artists. There is no shortage of live entertainment for your family to enjoy! Festivities begin at 5 p.m. and events change each month.

34. Hiking

We’ve already mentioned the great parks & trails throughout Kansas City, so hiking options are in no short supply. Your family can enjoy the great outdoors throughout the metro…there are too many places to hike!

35. Experience all 4 Seasons

Kansas City weather is anything but predictable. Your family can enjoy all the seasons fully right here in town! 🙂

36. Our New Street Car

Kansas City just added a street car downtown that runs from the River Market to Union Station. Your family can ride the street car for free & explore the city in style…and maybe do a little less walking. 🙂

37. Starlight Theatre

The Starlight Theatre outdoor amphitheater hosts concerts, movies in the park, plays, theater productions, & every entertainment option in between. It is a great place for you to enjoy music, movies. and the arts while also enjoy the great outdoors!

38. Growing Job Market

The Kansas City metro is far better than the national average for job seekers. There are many large companies that call KC home like Cerner, University of Kansas Health Systems, Garmin, H&R Block, & Hallmark just to name a few. You can find many job opportunities here, which is definitely a pro of living in Kansas City. Couple that with the low cost of living & your family will be living large here in KC!

39. Drive-In Movies

Not every city has drive-in movie theaters, but KC has a few for your family to enjoy. Grab a pizza, some blankets, & head to the drive-in for a cheap night of family fun. You pay one ticket price & get to see a double feature…2 movies for less than the price of 1 at the theater.

40. ScreenPLAY!

B&B Theaters opened it’s first ever ScreenPLAY! theater benefits of living in kansas here in KC! Your kiddos can play in the tunnels INSIDE the movie theater and enjoy a kid-friendly feature film. Check the link above for movies & times.

41. iFamilyKC 

Ok yes, we are a tad biased…But seriously! This magazine, website, blog, and group have really helped families get out and see what Kansas City has to offer! (we’ve received countless stories of families who can’t live without our resources) They never knew so many new and fun places existed. Not to mention, moving across states can cost a lot of money so I was always looking for deals on family activities.

iFamilyKC is the first place parents & grandparents look for discounted, fun and cool things to do in Kansas City. We make Kansas City living easier for families!

To avoid that awkward “mom dating” I joined a ton of Facebook groups (like the iFamilyKC Parents Group!) to find other families in the area. Finding friends in KC is definitely a way to get you out and experiencing what KC has to offer.

42. Garage Sales are Big Here

Each Spring, Summer, & Fall there are garage sales galore! Get to know Kansas City by shopping garage sales throughout the town. Many neighborhoods host organized garage sale weekends, or you can have your own successful 1st gen cummins intercooler piping sale with these garage sale tips!

43. So Many Places to Take Family Pictures in Kansas City

All the natural beauty makes life in Kansas City more enjoyable. Plus, provides a perfect backdrop for your family photos. There are TONS of places, so you will never run out of new scenery. 

Do you Like Living in Kansas City?

There can be pros & cons to living in Kansas City, but we love it overall!

…otherwise, we wouldn’t be writing this piece! Rest assured, we have done our homework. Kansas City is a great place to raise a family. There is grated parmesan cheese bad for you tons of kids activities all over town and the people couldn’t be more friendly. Our city has a small-town feel with the comforts of city life.

KC is definitely a kid-friendly city.

If you’re planning on relocating to Kansas City….do it!

Moving to Kansas City Advice

Our best advice, move here! There are pros and cons to living in Kansas City…but it’s like that everywhere. The pros of living in KC, definitely outweigh the cold winters & stereotypes that you’re a farmer…

These Kansas City tips will help you adjust to KC best high yield savings rates no time! All you have to do is get out there. 🙂

Want to stay ahead of the loop and know the scoop, check out our iFamilyKC Parents Group or join The Scoop to get it KC events & deals sent right to you. 

From our family to yours, iFamilyKC. 

Источник: https://www.ifamilykc.com/blog/kansas-city-resources/top-reasons-kansas-city/

The Department of Veterans Affairs provides three types of long term care services for veterans.

1. The first type is benefits provided to veterans in the VA healthcare system.
These are individuals who have substantial service-connected disabilities, who are receiving VA Pension or who are considered low income. Services include possible free medical care, possible free prescription drugs, orthotics and prosthetics, home renovation grants for disabilities, home care, assisted living, domiciliary care, nursing home care, and a possible host of other long term care benefits. These services are not available to all veterans in the health care system. Availability depends on the local medical center's funds, the nature of the disability or whether the veteran is considered very low income.

2. The second type of benefit is state veterans homes. (see our national list)
The majority of these homes offer nursing care but some may offer assisted living or domiciliary care. The Department of Veterans Affairs in conjunction with the states, helps build and support state veterans homes. Money is provided to help with construction and a federal subsidy of $75.42 a day (2009) is provided for each veteran using state veterans nursing home services. These homes are generally available for most veterans and sometimes their spouses and in some cases so-called "Goldstar parents." Veterans homes are run by the states, sometimes with the help of contract management. There may be waiting lists in some states.

3. The third type of benefit is disability income for veterans who served on active duty.

The first of these disability incomes is called Compensation and is designed to award the veteran a certain amount of money to compensate for potential loss of income in the private sector due to a disability or injury or illness incurred in the service. In order to receive Compensation, a veteran has to have evidence of a service-connected disability. Most veterans who are receiving this benefit were awarded an amount based on a percentage of disability when they left the service.

However, some veterans may have record of being exposed to extreme cold, having an inservice, nondisabling injury, having tropical diseases or tuberculosis or other incidents or exposures that at the time may not have caused any disability but years later have resulted in medical problems. These people can apply to see if they could receive a benefit. In addition, some veterans may be receiving Compensation but their condition has worsened, and they can reapply for a larger amount based on a higher disability rating. There is generally no income or asset test for most forms of Compensation, and the benefit is nontaxable.

The second disability income benefit is called Pension. Pension is also called "Veterans Aid and Attendance Benefit." It is available to all active-duty veterans who served at least 90 days during a period of war. Applicants younger than age 65 must be totally disabled or a patient in a nursing home. Veterans younger than 65 receiving Social Security have a lesser burden of proof. Proof of disability is not required for applicants age 65 or over. Age is evidence by itself of disability.

The purpose of this benefit is to provide supplemental income to disabled or older veterans who have a low income. If the veteran’s income exceeds the Pension amount, then there is no award. However, income can be adjusted for unreimbursed medical expenses, and this allows veterans with household incomes larger than the Pension amount to qualify for a monthly benefit. For example, a veteran household earning $6,000 a month could still qualify for Pension under the right circumstances. There is also an asset test to qualify for Pension. The primary residence, most personal property and automobiles are exempt from this asset test.

Compensation and Pension claims are submitted on similar forms (VA Forms, click here). Generally the Pension benefit is more applicable for applications associated with little or no service connected disabilities. Pension is especially useful when significant costs for home care, assisted living or nursing home care are present.

There are also several death benefit variations of the two disability incomes for single surviving spouses or dependent minor children or adult dependent children. Death Pension is a lesser amount based on the same rules for applying for a living Pension claimant. In other words, the deceased veteran must have met the rules for Pension -- with the exception of being totally disabled or over age 65 -- or have been receiving Pension in order for his or her spouse to receive the lesser benefit. In addition, in order to qualify for or to keep receiving the benefit, the surviving spouse must remain single.

Asset tests and income tests also apply to a death Pension, and, basically, all the rules are the same for obtaining the benefit as with the living veteran. Benefit levels are lower for a surviving spouse when compared to a single veteran. For example, (2009 rates) a single veteran with no dependent children is entitled to an MAPR (Maximum Allowable Pension Rate) of $11,830 without aid and attendance and $18,120 with aid and attendance. In comparison, a surviving spouse is entitled to an MAPR of $7,933 without aid and attendance and $12,681 with aid and attendance.

Pension income is paid in addition to other family income and can provide a substantial amount of extra money to help pay for long term care. The maximum monthly amount available in 2012 is $2,019.

Although the Veterans Administration does not differentiate between various Pension applicants, there are, in practice, two kinds of Pension applications. The first type of application or claim, as it's called by VA, deals with veteran households that do not generally require a rating for "aid and attendance" or "housebound" in order to receive a benefit or as VA calls it, an award. These applicants will have household income less than the monthly allowable Pension bank of america small business secured credit card. In addition, they will have very little in savings or investments. And, with no ratings, the size of their Pension awards will be much smaller.

There is a second type of VA application generally submitted for a claim. Claimants in this chase bank loan modification forms often have income above the maximum Pension rate and they may also have significant savings or investments. Typically, this category of application requires a potential beneficiary to be paying for ongoing and expensive long term care or other medical costs.

For benefits of living in kansas households receiving expensive long term care services and whose incomes exceed maximum Pension rates, a rating is almost always necessary in order to receive a benefit. In most cases, without a rating, there is no benefit. This larger group of roughly 10 million Pension beneficiaries can only receive an award under certain americas best glasses hours conditions and typically only if they receive a rating.

What is surprising, when we combine the number of eligible veterans for both types of applications, a third of all benefits of living in kansas -- 33% -- in this country, over the age of 65, have a potential for receiving a Pension benefit. That's how many war veterans or their survivors there are in the US.

The potential for receiving a benefit is huge. However, in actuality, only 4.7% of this large population of potential beneficiaries was actually receiving a benefit in 2005. This number has not changed for 2008. This is truly astounding and appalling! Someone needs to do a much better job of getting the word out.

HISA Grants
A local Regional Medical Center can pay a veteran a grant to allow for "home improvement and structural alterations" -- HISA grants. These are necessary alterations in order to accommodate disability in the home. As a general rule these grants are provided to veterans who are receiving VA health care and who are service-connected disabled. Certain service-connected disabled veterans can receive a lifetime benefit of $4,200 for home improvement projects to aid with disability.

A clause in the eligibility statutes benefits of living in kansas the door for veterans who are on Medicaid or receiving pension with aid and attendance or housebound ratings to also receive these grants. Also very low income -- means tested veterans -- may also receive the grant. For this class of veterans the grant is a lifetime payment of $1,200.

Although they are reluctant to provide these grants to veterans who are not in the VA health care system, the medical center HISA Committee will do so if adequate documentation is provided to justify the grant.

Источник: https://www.carekansas.org/list17_kansas_va_veterans_nursing_homes.htm

Benefits of living in kansas -

COMMUNITIES

Memory Care

We go above and beyond to provide your loved one with the comprehensive care they need and the vibrant life they deserve in a safe, nurturing environment. Our caregivers engage with residents and their families on a daily basis in a genuine, caring way to foster a close-knit community.

SERVICES AND AMENITIES

✓ Team members with specialized training certified in the Alzheimer’s Association CARES®EssentiALZ®

✓Activities & programming through Fit Minds®. Fit Minds® focuses on Cognitive Stimulation Therapy and improving overall brain health. 

✓Activities & programming through iN2L®. iN2L® focuses on Person-Centered EngagementTM, offering technology that supports activity & wellness initiatives.

✓ Assistance with activities of daily living such as dressing, bathing, grooming and dining

✓ Easy access to local hospitals, plus coordination of care, specialized wellness services and more

✓ High-tech, high-touch safety and security features

✓ Assistance with medication coordination and management

✓ Consistent observation of resident healthcare and behavior needs

✓ Coordination with specialized healthcare providers

✓ Private accommodations with individual climate control

✓ State-of-the-art emergency call system

✓ Abundance of large windows and natural light throughout community

✓ Beautifully landscaped outdoor living spaces

✓ Thoughtfully designed common areas

✓ Beautifully landscaped outdoor spaces

✓ Three daily gourmet meals supervised by a registered dietician and prepared by in-house chefs

✓ Transportation available for appointments, shopping, dining and outings

✓ Escorts to and from meals and events

✓ Formal restaurant-style dining room with exceptional service

✓ Private family dining suite for events and special occasions

✓ Featured bistro and coffee bar venues with abundance of snacks available

✓ Home maintenance services and utility package included

✓ Care team members on site 24/7

✓ Purposeful social, cultural and recreational activities provided daily

✓ Innovative enrichment program for relaxation through essentials oils, aromatherapy, healing touch and pet therapy

✓ Art and music program for memory recall through musical events, activities, self-expression and a personalized digital jukebox

✓ Family support and engagement program designed to provide emotional, educational and social support for families and caregivers

✓ Complimentary Wi-Fi®

✓ Pet-friendly residences

✓ Complimentary scheduled transportation

✓ Fitness center with senior-friendly equipment

✓ Full-service salon and nail services

✓ Movie theater

Источник: https://www.anthologyseniorliving.com

Kansas was one of those cities that was added to the United States as a part of Louisiana Purchase. In spite of being a part of United States since 1803, it was not until 1854 that people could settle in here. Kansas in the early days served as the swing state for slavery and eventually contributed to the civil war that waged across USA.

Once the conflict was over, Kansas, due to its rail roads, became an ideal destination for Texan Cattle drive. This state still heavily relies on agriculture, but manufacturing centres are slowly adding to the diversity. 

Benefits of Living in KansasDrawbacks of Living in Kansas
Low Cost of LivingThe Weather
Low Housing PricesTornadoes
BarbecueTravelling Problems
Country Club CultureHigh Income Tax
Fun ActivitiesNo Public Transport
Minimal Commuting TimeExcise Tax

Advantages of living in Kansas:

Once we venture outside the cities of Kansas, the cost of living goes down remarkably. The cost of living is estimated to be around 21% lower than the national average of USA. With a healthy median salary, the quality of life of the citizens of this state is rather good. Most of the manufacturing of consumer products and food for domestic and industrial purpose. Therefore the shipping costs and other transportation costs are cut out.

Housing prices in the state can be very low in certain areas. Coffeyville can serve as an ideal example. Located at the junction of highways 166 and 169, this town doesn’t have too much of a demand of housing facilities. Therefore, average house in this area costs somewhere around $53000. There are also local refineries and fertilizer 0lants where one can get a job. 

Kansas City is famed for its barbecue. People even go to such extents as to describe the state as having the planet’s best barbecue joints. It is said that none of the joints across Kansas can be singled out for making poor barbecue. The taste of barbecue is preserved and well-maintained across the state.  Personalities like Bill Clinton, Jimmy Carter and Harry Truman have all come to experience the barbecue Kansas is so proud of. 

  • Country Club Culture. 

Country Club Culture is a way of life in Kansas. It’s a unique arrangement that was put in place by the people who wanted a gulp of their favourite beer or a dash of their favourite whisky. The traditional way of gaining entry into these is to get a membership at one of these clubs. These clubs can be several years old and have a tonne of history attached to them. 

The low housing prices and a rustic look of Kansas often fools the eye. Kansas may appear rustic to many, but there are a lot of fun activities that one can indulge in. Wichita has 30 museums, a world-class zoo and botanical gardens to explore. All of these are at a mere distance of  an hour. Wichita also has Tanganyika Wildlife parks where one can interact with animals, pat the kangaroos and feed the giraffe. 

Commuting across Kansas does not usually take much time. There is little obstruction in way of traffic jams. Distance is the only hindrance. One can shift from one town to another in Kansas in about 30-60 minutes. Even for the ones living in suburbs, the downtown metro area is at a distance of about 25 minutes. The public transport facilities however, could use an upgrade. 

Disadvantages of living in Kansas:

Weathers across Kansas can vary widely depending on where you live. The southern part has a weather that is humid and subtropical, the central and east have humid sub-tropical weather and the west experiences semi-arid conditions. Wichita often gets so hot and humid that it threatens life as it is. 

Kansas city is placed in the tornado corridor and therefore is extremely prone to them. It is recorded that Kansas had 60 twisters every year since 1996. Dome of them wreaked havoc and took a toll on both properties and human lives. Even in 2019 in a space of twelve days at least 8 tornadoes were reported across the central plains. Staying updated with weather news is a must, if you move to Kansas. 

Although devoid of traffic, this place has a problem when travelling elsewhere. Kansas boasts the third-largest network of highways. The network however is an absolute necessity. Kansas has a class C airport in Wichita and the next best option is Manhattan Regional Airport. Missouri, Tulsa or Denver are popular travel options if you’re looking for a flight. 

There are two tax brackets in Kansas and together they may seem a bit steep. The first $15000 of taxable income is taxed at 2.7% while the rest of the income is taxed at 4.6%. For married couple the interests remains same but the brackets are doubled. 

Living outside Kansas Metro City would require additional investment in the form of private vehicle. There may even be excise tax imposed on vehicles bought from private owners instead of dealerships before moving to the states. The problem arises due to the non-existent nature of public transport in Kansas. Wichita however offers a handful of bus routes that are far from being enough. 

One may need to pay an excise tax of 6.3% to 7.35% on their vehicle if it was previously untaxed. A period of 90 days is given to register one’s vehicle at the county clerk’s office. An emission test and payment of fees follows the process. 

If you’re planning to move to Kansas, it is very important that you take into account all the pros and cons the state has in store for you. If you already own a private vehicle, the shift shall be much smoother. All you have to look for a sturdy house (which do come cheap) and a nearby barbecue joint to feast on. 

Similar Posts:

Categories States & CountriesИсточник: https://thenextfind.com/pros-cons-of-living-in-kansas/

5 Important Things You Need to Know About Living in Kansas City

Living in Kansas City

There are so many pros of living in Kansas City. This city offers job opportunities, top-notch colleges, incredible museums, a fantastic craft beer scene, and so much more. 

If you’re considering moving to Kansas, you’re in the right place. Continue to read to find out more. 

1. Affordable Housing

The housing cost is a key factor people consider when moving from one place to another. In Kansas, they stand out in a good way: average prices are around $137K, which is significantly lower than the national median cost of $231K. 

Fortunately, the affordability applies to house rent costs, too. In Kansas, a two-bedroom apartment is priced at $821 a month, which is lower than the national average. 

2. Lower Living Costs

Fortunately, it’s pretty cheap to live in Kansas. In fact, in rural areas, the cost of living is 21% lower than the national average.

But this ”affordability” factor is not limited to the rural belt of Kansas. Topeka, Wichita, and Overland City (all big cities) are super affordable compared to places like Aurora, Houston, or San Francisco.

Here’s an extra tip: to make bills even cheaper, you should consider installing solar panels. Learn more about this here!

3. Great to Find Jobs

Are you aware that Kansas City is one of the top American cities for jobs? Not only does the ”City of Fountains” offer a relatively affordable cost of living that appeals to families and young professionals, but it has jobs in multiple sectors. These include technology, finance, healthcare, government, energy, and engineering. 

You can find opportunities in Kansas City with big companies like H&R Block, Burns & McDonnell, Hallmark Cards, and Commerce Bank. They’re all headquartered in KC. 

If tech is your sector, it might be worth trying out up-and-coming companies like Homebase, Red Nova Labs, K12itc, and Lula. 

Ultimately, this city has a 3.6% unemployment rate. So, if you decide to live in Kansas City, finding a job won’t be as difficult as in other places. 

4. Kansas has Top Notch Barbecue

If you ask someone living in Kansas what is particularly great about the city, they’ll probably mention the barbecue.

The preparation style of a Kansas barbecue is one of the best in the country. It is slow-smoked over a variety of woods and then served with thick molasses and tomato-based sauce. 

It might be worth visiting Joe’s Kansas City Bar-B-Que for burnt ends, delicious ribs, and pulled pork sandwiches. Do you need another option in case it’s busy? Check out Hawg Jaw Que & Brew for wings, BBQ nachos, and brisket sandwiches. 

Are you not convinced? Harry Truman, Jimmy Carter, and Bill Clinton were all huge fans of Kansas-style barbeque. Give it a go. 

5. It Takes Less Time to Commute in Kansas

There’s nothing more stressful than knowing you’ll be stuck in traffic practically anytime you leave home (Hello LA!). So, it’s worth mentioning that you won’t have this problem if you move to Kansas City. 

Usually, the traffic is pretty light. Most times, commute time lasts less than twenty-five minutes. 

Living in Kansas City

Living in Kansas City means you’ll be surrounded by friendly people, have an extra disposable income, be able to watch live jazz, and experience a lively nightclub scene. What’s not to like? Whatever you’re into, there’s something for you in this city. 

Did you like this piece? We have more. Check out the rest of our website.

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Источник: https://thriftymommaramblings.com/2021/10/5-important-things-you-need-to-know-about-living-in-kansas-city/

VeteranAid.org

How the Aid and Attendance benefit helps veterans in Kansas

Receiving aid with daily tasks can make a significant improvement in the quality of life for Kansas seniors. For those who served the country bravely, the Veterans Administration Aid and Attendance Pension program is available to help make this level of improvement a little more attainable. Eligible Kansas vets and their surviving spouses can qualify should they need aid in various activities for daily living (also known as ADLs). These tasks could include rudimentary functions like dressing, bathing, eating, transportation for errands and appointments, and medication management, although it should be noted that eligible applicants don’t need to require aid with everything in order to qualify. A&A recipients can also utilize these funds to help pay for costs associated with home care, skilled nursing home care, or assisted living.

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The application process in order to receive this Aid and Attendance benefit is a long one; it may take several months from start to finish. Yet applicants that do get approved will receive benefits that are retroactive to their original application date. For veterans that are worried that the process may be a bit daunting, they can take comfort in knowing that there is a wide level of resources that are available to help initiate the process or get aid in any veteran-related benefit. The Kansas Commission of Veterans Affairs provides the state’s veterans with a full complement of services built to help them out. This includes assisted living homes, legal aid, help with Veterans Administration claims, and more. What’s more, the organization works in concert with Kansas’ County Veteran Service Offices (CVSO) in order to help vets and their families with benefits, referrals, and general advocacy services. To find the closest CVSO nearest you, visit www.kcva.ks.gov and click the Veteran Services tab.

What is assisted living like?

There is some variance in assisted living facilities. The facilities that are located in larger cities like Wichita will be ideal for those that still want to be close to metropolitan perks such as restaurants, shops, and cultural activities. On the flip side, those who prefer the quiet nature of suburbia may gravitate toward an assisted living community in a bedroom community, where parks and familiar chain retailers rule the day.

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Here are a few free resources

The facilities also have variances based on interests. Some places are run by religious organizations and feature various activities and observances that are in line with the particular faith’s belief system. There are also homes that are wholly dedicated to serving veterans, which may be of interest to vets that want to spend their days enjoying the inimitable spark of camaraderie amongst those that have proudly served their country.

Each assisted living facility is home to various services that are contained within the monthly room and board fee. Basic services typically include key elements for proper senior care-fueled living, such as private living spaces, 24-hour security and nurse access, call buttons in the rooms in case of a sudden emergency, meals, housekeeping, utilities, and laundry. These essential services can be augmented for an extra fee. Extra services that could be added include salon care, massage therapy, and personalized laundry and transportation service. Because these latter services vary from venue to venue, it is always a wise idea to research to see what is included and what is constituted as an add-on perk at every assisted living facility considered. It is also prudent to ask if the facility also offers continuum of care, in which a resident can stay on the campus should their assisted living needs change over time.

What does assisted living cost in Kansas?

According to data culled from Genworth’s 2016 Cost of Care Survey, the average cost of assisted living in Kansas is $46,350 per year, which is above the average nationwide cost of $43,539. This price tag translates to a monthly cost of $3,863 and a daily cost of $127. Precise costs will vary based on the city and the region that the facility is located in. The state’s annual home health care costs check in at $45,760 for homemaker services and $46,332 for home health aide services. It also represents a substantial savings in comparison to Kansas’ nursing home care costs, which can break down to an annual cost of $62,415 for a semi-private room and $67,525 for a private room.

Veterans and their spouses that do qualify for the A&A Pension Benefit can utilize the benefits they receive to help cover the assisted living costs. The benefit can provide upwards of $1,794 per month to a vet, $1,153 per month to a surviving spouse, or $2,127 per month to a couple. A veteran that files with a sick spouse can be eligible for as much as $1,410 per month.

Resources and recreation for veterans in Kansas

The Kansas Commission of Veterans Affairs operates a vast array of programs designed serve and support the state’s numerous veterans, from specialized support groups and housing services to e-mail updates regarding events. Kansas is also home to numerous museum-themed points of interest that could make for great destinations for a day out, an assisted living field trip, or for the times when the family comes into town. Several of the destinations also have programs where veterans can volunteer, which allow them to share their stories and expertise with tourists of all ages.

One of the largest points of interests is the Kansas Museum of Military History, which was formerly known as the Augusta Air Museum. This massive museum is home to several exhibits that demonstrate the state’s connection to the country’s military history, spanning from the Civil War to current conflicts. If you visit Topeka Regional Airport, you will have the chance to visit the Combat Air Museum and its nice collection of vintage fighter planes.

 

Источник: https://www.veteranaid.org/veterans-benefits-kansas.php

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Learn more about average salaries, cost of living, and expenses in the Kansas City region.

Salaries

  • Yearly: $30,000 - $41,100
  • Mean Salary: $38,000  (monthly - $3,166)
  • Taxes (based off mean salary): $631.41
  • Health insurance (Average): $300
  • Monthly take-home pay: $2,234.59

Benefits

  • Health benefits
  • Medical, dental, and vision care
  • Referral-free access to doctors
  • Routine preventative care
  • Health spending accounts
  • Employee assistance and wellness programs
  • Family-planning services
  • Vaccinations (e.g., flu shots)
  • Life insurance
  • Long- and short-term disabilities
  • Retirement benefits

Moving Costs

  • Deposit: 1 month's rent
  • Moving costs: Storage for one month is $60
  • U-Haul: $150, 3-day rental for out-of-town moving

Rent & Utilities

  • Rent: 1 bed $700; 2 Bed $425 (shared)
  • Utilities: $153 (Shared $78)

Living Expenses

  • Food: $120/Monthly 
  • Transportation: $100/Monthly
  • Health Insurance: $300/Monthly
  • Utilities: $158 (single)/Monthly 

Transportation

Most corps members find that a car is required to get around.

Источник: https://www.teachforamerica.org/where-we-work/kansas-city/join-the-corps/cost-of-living-and-benefits

The Department of Veterans Affairs provides three types of long term care services for veterans.

1. The first type is benefits provided to veterans in the VA healthcare system.
These are individuals who have substantial service-connected disabilities, who are receiving VA Pension or who are considered low income. Services include possible free medical care, possible free prescription drugs, orthotics and prosthetics, home renovation grants for disabilities, home care, assisted living, domiciliary care, nursing home care, and a possible host of other long term care benefits. These services are not available to all veterans in the health care system. Availability depends on the local medical center's funds, the nature of the disability or whether the veteran is considered very low income.

2. The second type of benefit is state veterans homes. (see our national list)
The majority of these homes offer nursing care but some may offer assisted living or domiciliary care. The Department of Veterans Affairs in conjunction with the states, helps build and support state veterans homes. Money is provided to help with construction and a federal subsidy of $75.42 a day (2009) is provided for each veteran using state veterans nursing home services. These homes are generally available for most veterans and sometimes their spouses and in some cases so-called "Goldstar parents." Veterans homes are run by the states, sometimes with the help of contract management. There may be waiting lists in some states.

3. The third type of benefit is disability income for veterans who served on active duty.

The first of these disability incomes is called Compensation and is designed to award the veteran a certain amount of money to compensate for potential loss of income in the private sector due to a disability or injury or illness incurred in the service. In order to receive Compensation, a veteran has to have evidence of a service-connected disability. Most veterans who are receiving this benefit were awarded an amount based on a percentage of disability when they left the service.

However, some veterans may have record of being exposed to extreme cold, having an inservice, nondisabling injury, having tropical diseases or tuberculosis or other incidents or exposures that at the time may not have caused any disability but years later have resulted in medical problems. These people can apply to see if they could receive a benefit. In addition, some veterans may be receiving Compensation but their condition has worsened, and they can reapply for a larger amount based on a higher disability rating. There is generally no income or asset test for most forms of Compensation, and the benefit is nontaxable.

The second disability income benefit is called Pension. Pension is also called "Veterans Aid and Attendance Benefit." It is available to all active-duty veterans who served at least 90 days during a period of war. Applicants younger than age 65 must be totally disabled or a patient in a nursing home. Veterans younger than 65 receiving Social Security have a lesser burden of proof. Proof of disability is not required for applicants age 65 or over. Age is evidence by itself of disability.

The purpose of this benefit is to provide supplemental income to disabled or older veterans who have a low income. If the veteran’s income exceeds the Pension amount, then there is no award. However, income can be adjusted for unreimbursed medical expenses, and this allows veterans with household incomes larger than the Pension amount to qualify for a monthly benefit. For example, a veteran household earning $6,000 a month could still qualify for Pension under the right circumstances. There is also an asset test to qualify for Pension. The primary residence, most personal property and automobiles are exempt from this asset test.

Compensation and Pension claims are submitted on similar forms (VA Forms, click here). Generally the Pension benefit is more applicable for applications associated with little or no service connected disabilities. Pension is especially useful when significant costs for home care, assisted living or nursing home care are present.

There are also several death benefit variations of the two disability incomes for single surviving spouses or dependent minor children or adult dependent children. Death Pension is a lesser amount based on the same rules for applying for a living Pension claimant. In other words, the deceased veteran must have met the rules for Pension -- with the exception of being totally disabled or over age 65 -- or have been receiving Pension in order for his or her spouse to receive the lesser benefit. In addition, in order to qualify for or to keep receiving the benefit, the surviving spouse must remain single.

Asset tests and income tests also apply to a death Pension, and, basically, all the rules are the same for obtaining the benefit as with the living veteran. Benefit levels are lower for a surviving spouse when compared to a single veteran. For example, (2009 rates) a single veteran with no dependent children is entitled to an MAPR (Maximum Allowable Pension Rate) of $11,830 without aid and attendance and $18,120 with aid and attendance. In comparison, a surviving spouse is entitled to an MAPR of $7,933 without aid and attendance and $12,681 with aid and attendance.

Pension income is paid in addition to other family income and can provide a substantial amount of extra money to help pay for long term care. The maximum monthly amount available in 2012 is $2,019.

Although the Veterans Administration does not differentiate between various Pension applicants, there are, in practice, two kinds of Pension applications. The first type of application or claim, as it's called by VA, deals with veteran households that do not generally require a rating for "aid and attendance" or "housebound" in order to receive a benefit or as VA calls it, an award. These applicants will have household income less than the monthly allowable Pension rate. In addition, they will have very little in savings or investments. And, with no ratings, the size of their Pension awards will be much smaller.

There is a second type of VA application generally submitted for a claim. Claimants in this category often have income above the maximum Pension rate and they may also have significant savings or investments. Typically, this category of application requires a potential beneficiary to be paying for ongoing and expensive long term care or other medical costs.

For veteran households receiving expensive long term care services and whose incomes exceed maximum Pension rates, a rating is almost always necessary in order to receive a benefit. In most cases, without a rating, there is no benefit. This larger group of roughly 10 million Pension beneficiaries can only receive an award under certain special conditions and typically only if they receive a rating.

What is surprising, when we combine the number of eligible veterans for both types of applications, a third of all people -- 33% -- in this country, over the age of 65, have a potential for receiving a Pension benefit. That's how many war veterans or their survivors there are in the US.

The potential for receiving a benefit is huge. However, in actuality, only 4.7% of this large population of potential beneficiaries was actually receiving a benefit in 2005. This number has not changed for 2008. This is truly astounding and appalling! Someone needs to do a much better job of getting the word out.

HISA Grants
A local Regional Medical Center can pay a veteran a grant to allow for "home improvement and structural alterations" -- HISA grants. These are necessary alterations in order to accommodate disability in the home. As a general rule these grants are provided to veterans who are receiving VA health care and who are service-connected disabled. Certain service-connected disabled veterans can receive a lifetime benefit of $4,200 for home improvement projects to aid with disability.

A clause in the eligibility statutes opens the door for veterans who are on Medicaid or receiving pension with aid and attendance or housebound ratings to also receive these grants. Also very low income -- means tested veterans -- may also receive the grant. For this class of veterans the grant is a lifetime payment of $1,200.

Although they are reluctant to provide these grants to veterans who are not in the VA health care system, the medical center HISA Committee will do so if adequate documentation is provided to justify the grant.

Источник: https://www.carekansas.org/list17_kansas_va_veterans_nursing_homes.htm
benefits of living in kansas

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EIGHT Pros and Cons of Living in Kansas City

Benefits of living in kansas -

COMMUNITIES

Memory Care

We go above and beyond to provide your loved one with the comprehensive care they need and the vibrant life they deserve in a safe, nurturing environment. Our caregivers engage with residents and their families on a daily basis in a genuine, caring way to foster a close-knit community.

SERVICES AND AMENITIES

✓ Team members with specialized training certified in the Alzheimer’s Association CARES®EssentiALZ®

✓Activities & programming through Fit Minds®. Fit Minds® focuses on Cognitive Stimulation Therapy and improving overall brain health. 

✓Activities & programming through iN2L®. iN2L® focuses on Person-Centered EngagementTM, offering technology that supports activity & wellness initiatives.

✓ Assistance with activities of daily living such as dressing, bathing, grooming and dining

✓ Easy access to local hospitals, plus coordination of care, specialized wellness services and more

✓ High-tech, high-touch safety and security features

✓ Assistance with medication coordination and management

✓ Consistent observation of resident healthcare and behavior needs

✓ Coordination with specialized healthcare providers

✓ Private accommodations with individual climate control

✓ State-of-the-art emergency call system

✓ Abundance of large windows and natural light throughout community

✓ Beautifully landscaped outdoor living spaces

✓ Thoughtfully designed common areas

✓ Beautifully landscaped outdoor spaces

✓ Three daily gourmet meals supervised by a registered dietician and prepared by in-house chefs

✓ Transportation available for appointments, shopping, dining and outings

✓ Escorts to and from meals and events

✓ Formal restaurant-style dining room with exceptional service

✓ Private family dining suite for events and special occasions

✓ Featured bistro and coffee bar venues with abundance of snacks available

✓ Home maintenance services and utility package included

✓ Care team members on site 24/7

✓ Purposeful social, cultural and recreational activities provided daily

✓ Innovative enrichment program for relaxation through essentials oils, aromatherapy, healing touch and pet therapy

✓ Art and music program for memory recall through musical events, activities, self-expression and a personalized digital jukebox

✓ Family support and engagement program designed to provide emotional, educational and social support for families and caregivers

✓ Complimentary Wi-Fi®

✓ Pet-friendly residences

✓ Complimentary scheduled transportation

✓ Fitness center with senior-friendly equipment

✓ Full-service salon and nail services

✓ Movie theater

Источник: https://www.anthologyseniorliving.com

Guide to Senior Living in Kansas

Kansas is home to approximately 463,000 adults aged 65 and over, according to the U.S. Census. The percentage of seniors in the state is just shy of the United States’ average of 16%. The state’s overall population has increased only 2% over the past nine years, compared to a national rate of 6.3%, with most of the growth in urban counties. However, students at Wichita State University have projected a dramatic 47% change in the number of seniors aged 65 and older over the next 20 years.

Care options for seniors vary in cost, especially in comparison to the national averages, according to the Genworth Financial’s 2019 Cost of Care Survey. For instance,  the cost of assisted living in Kansas is higher than the national average but nursing home care is significantly lower. The state attempts to meet the needs of its senior residents with government-regulated senior living facilities and waiver aid through its Medicaid program.

This guide provides an overview of those regulations, along with information about how to apply for a state-sponsored waiver. It also provides information about resources to help with money matters, health care needs and caregiver support, as well as the answers to some commonly asked questions about assisted living.

Covid-19 Rules and Restrictions for KansasSenior Living Facilities

The following rules and guidelines were obtained from the Kansas Department for Aging and Disability Services (KDADS) website, as well as other state-level government sites. Among others, these rules apply to adult care homes including assisted living, residential health care, home plus and other facilities.

This data has been most recently updated on 7/13/20, but keep in mind that COVID-19 is a rapidly evolving crisis, so all of the below information can change at any time. For additional questions and up-to-date information, you can contact your loved one’s senior living facility or your local Area Agency on Aging. 

Visiting Loved Ones

Can I visit my relative in person if he/she wants emotional support from me?Yes (conditions apply )
Can I visit my relative in person for end-of-life compassion care?Yes 
Will my loved one be required to self-quarantine after I visit him or her?NA
Do I need to wear PPE and/or a cloth mask if I do visit my relative in person?Yes
Are hairdressers and other non-medical contractors still allowed in senior living facilities?Yes (varies by facility)
Does the state recommend or require that senior living facilities assist families with setting up virtual visit alternatives?NA 
Are visitors being screened for elevated temperatures?Yes
Are visitors being asked questions about health, travel, and potential virus contact?Yes

Outings and Group Activities

Are residents allowed to leave the facility for non-medical reasons?Yes, if the facility is in Phase 3 
Are residents of senior living facilities who leave and return required to self-quarantine?No
Are senior living facilities required to cancel all group outings?Yes, unless the facility is in  Phase 3 
Are residents still eating together in the dining hall?Yes, with social distancing
Are facilities still allowed to host group activities within the community?Yes, with social distancing

Safety Measures for Staff & Contractors 

Are staff members and contractors being screened for elevated temperatures?Yes
Are staff members and contractors being tested for Coronavirus?Yes
Are staff members and contractors being asked questions about health, travel, and potential virus contact?Yes

Safety Measures for Residents 

Are staff members required to regularly screen residents for coronavirus symptoms?Yes
Are residents relied on to screen themselves and self-report potential coronavirus symptoms?No
Are staff members required to take residents’ temperatures?Yes
Are residents being tested for coronavirus?Yes

Paying for Senior Living in Kansas

Seniors in Kansas have several choices when it comes to meeting their needs for extra services. While nursing home care is over $1,000 more per month than an assisted living community, other options cost less. Homemaker and home health aide services range $300-400 less than assisted living, but the cost of keeping up a home or apartment may quickly eat up any savings.

The Cost of Assisted Living in Kansas

On average, residents in Kansas pay higher assisted living rates than seniors residing in neighboring states. According to the Genworth Financial’s 2019 Cost of Care Survey, Kansas’ assisted living facilities average $4,473 per month. Only Colorado is close to that amount, and some border states are significantly lower.

The Cost of In-Home Care in Kansas

Seniors searching for inexpensive in-home care will be pleased to find that not only is Kansas’ average cost $286 below the national average, it is also the most affordable rate in the nearby area. Kansas’ monthly average price of $4,004 is $191 less than both Oklahoma and Missouri, and it beats out Nebraska and Colorado by $667 to $953. Kansas’ in-home care prices are the most affordable in all of the surrounding area.

The Cost of Nursing Home Care in Kansas

Nursing home care in Kansas is priced on the lower side, costing seniors $1,886 less than the national average. It is the median in care costs of its neighboring states, with Colorado and Nebraska reporting higher costs, and Oklahoma and Missouri lower ones. Compared to Colorado and Nebraska, utilizing nursing home care in Kansas can save seniors between $1,376 and $2,570, although compared to Oklahoma and Missouri, staying in Kansas can cost seniors between $566 – $760 more for the same services.

Financial Assistance for Senior Living in Kansas

Frail Elderly Waiver

The state’s Medicaid Program (KanCare) doesn’t cover senior living costs. However, the state does administer several home and community-based waivers. The Frail Elderly (FE) HCBS Waiver aids seniors with limited incomes who are aged 65 and older and meet the testing requirements for assistance. While the waiver has no provisions for room or board, it does cover a variety of services, including medication reminders, nursing evaluations, mobility assistance and daily personal care needs.

To receive assistance, an applicant must have assets totaling less than $2,000 and income below $747 per month. Waiver recipients may receive varying levels of help, depending on their income and service needs. There is no wait-list.

Contact: Kansas seniors interested in the waiver program can request an assessment from the Aging and Disability Resource Center (ADRC) at 1-855-200-2372.

VA Aid and Attendance Benefits

Kansas seniors who served in the armed forces and receive a VA pension may be eligible for help from the U.S. Department of Veterans Affairs. Several scenarios may qualify an individual, including limited eyesight, being bedridden or needing assistance to accomplish daily living activities.

The Veterans Administration adds a set amount to a senior’s monthly pensions to help cover the expenses associated with the above situations. A doctor must examine the individual and complete an assessment that outlines the reasons assistance is required.

Contact: Apply for The Veterans Aid and Attendance Benefits by completing and mailing VA Form 21-2680 to the local regional benefit office.

Senior Care Act (SCA)

In an effort to keep seniors out of nursing homes and in their own residences, including senior living apartments, Kansas administers the Senior Care Act program. This fee-for-service program requires all recipients to pay a portion of their costs. The fee is based on their ability to pay and considers assets and monthly income. Usual items covered include daily living assistance and health maintenance activities.

To qualify, seniors must be aged 60 or older and reside in Kansas. If a senior so desires, a family member may be paid for providing the necessary services. The maximum amount available for services is $1,445. Should a senior move to an senior living facility with included support services, this assistance would be terminated.

Contact: The Area Agency on Aging (AAA) administers the program along with the Kansas Department for Aging and Disability Services. Seniors can call 1-855-200-2372 or contact their local Area Agency on Aging.

Senior Living Laws and Regulations in Kansas

Note: All these rules typically apply to non-clinical senior living facilities, such as independent living, assisted living, and memory care facilities. Nursing homes and other senior living facilities with a clinical setting may have additional or slightly different requirements and regulations.

The Kansas state government categorizes senior living facilities and residential health care facilities under the all-inclusive adult care homes (ACHs). These homes are licensed by the Secretary of Aging and Disability Services. The secretary also regulates small boarding-style homes for the elderly with a maximum of 10 residents, but the same rules don’t apply.

Services Offered

Senior living facilities in Kansas must offer general support services. In addition to helping with residents’ health care needs, as determined through a nursing assessment, caregivers may assist with transportation, grooming, housekeeping and social activities.

Care Plan Details

The nursing assessment and resulting care plan is a crucial component of the residents’ health care management. It must be performed by a licensed nurse and should include all personal care and nursing tasks required to support the resident during their stay. If any skilled care is needed, it should list the type of service and the name of the person or agency providing it.

Senior living facilities will also have a service agreement between the resident, family members or legal guardians and themselves. This contract outlines living arrangements, monthly fees and expected services.

Medication Administration and Management

Kansas law permits self-administration of medication by a resident if they’ve been previously assessed and approved by a licensed nurse. Otherwise, qualified staff (licensed nurses or medication aides) must manage and administer the medication. Only a licensed nurse can give injections and IV medications.

Each quarter, a resident’s medications are reviewed by a registered pharmacist. Any new medications or changes in a resident’s condition can also prompt a review.

Employee Qualifications

Senior living facilities may hire any number of staff to meet the needs of residents, from nurses to aides and therapists. Kansas requires that ACHs have, at a minimum, a licensed facility administrator, an operator and a registered nurse, who oversees any licensed practical nurses.

The administrator and operator must be over 21 years of age. The home must keep documentation on-site to prove that no employee has a history of adult abuse or any records of criminal activities. There should also be an on-site record of any required certifications or licenses.

Employee Training

All employees who provide direct care to residents must complete 40 hours of training. Employees who work in the kitchens and have little to no contact with residents need only eight hours of training.

To become a licensed administrator, applicants must have the following:

  • Bachelor’s degree
  • Administration-In-Training courses equaling 480 hours
  • Reference letters
  • Successful completion of the State Exam and the National Exam (NAB)
  • License Fee

Kansas also issues reciprocal licenses for administrators from other states.

Fifty credit hours of continuing education in residential care, administration and elective courses are required every two years to renew an administrator’s license.

Medicaid Support

Residents who qualify for income assistance can receive help from KanCare, the state’s Medicaid program, through a waiver. Seniors can apply for the Frail Elderly Waiver.

Senior Abuse and Neglect

All adult care homes in Kansas must post the phone numbers and contact information for the state’s long-term care ombudsman in plain view. Residents, family members and staff can report elder abuse at 1-877-662-8362. Complaints can also be sent by email, fax, regular mail or an online complaint form.

Kansas Senior Living Free Resources

Kansas Agencies

Area Agencies on Aging in Kansas

The Area Agency on Aging is a national organization that has chapters in all 50 states. Local Area Agencies on Aging are divided by counties in Kansas.

The agencies provide a variety of services to residents over the age of 60, such as health insurance counseling, caregiver support, legal advocacy, meal delivery and the CARE program (Client Assessment, Referral and Evaluation). This last service is designed to help seniors find the right long-term care solutions, and it includes a complete assessment of the senior’s abilities to self-care.

Contact: Information specific to each chapter is available via their websites. Seniors can simply click on the link associated with their county.

Veterans Affairs Offices in Kansas

The Office of Veteran Affairs offers physical, mental and social assistance to seniors and disabled veterans through local chapters. The main office for regional benefits is located in Wichita, Kansas, and seniors can also search for nearby outpatient clinics and hospitals via the website.

Qualified veterans who receive pension payments can get monetary assistance from the Veteran Affairs Office to help pay for senior living expenses. A doctor’s assessment is required.

Contact: Seniors can call 1-844-698-2311 or look for the phone number for their local chapter online. Questions can also be submitted online.

Social Security Offices in Kansas

The Social Security Administration manages several offices in Kansas, mostly in the larger cities. Seniors can find their nearest office by searching online with their zip code. Although many of the organization’s services can be managed online, seniors often prefer a face-to-face meeting.

Kansas offers a state supplement to seniors who receive SSI (Supplemental Security Income) and reside in a Medicaid-approved facility. Recipients are usually Medicaid-eligible and should already be enrolled in KanCare.

Contact: Seniors can call 1-800-772-1213 for help with their online account and to request information.

Frequently Asked Questions

How much does assisted living cost in Kansas?

Kansas residents pay more for assisted living than their neighbors in surrounding states. The average cost is $4,473, which is about $400 more than the national average. Nearby Missourians may pay only $2,881. Keep in mind that prices vary across the state as well, from Topeka at $3,738 to Lawrence, the highest, at $5,450.

Does KanCare, the Kansas Medicaid program, pay for assisted living?

While the state’s Medicaid plan only pays for nursing home stays, there is a waiver program available for qualified seniors that can help cover the costs of certain assisted living services. The goal of the Frail Elderly Waiver Program is to keep seniors living as independently as possible.

What are “Activities of Daily Living”?

Many state programs and assisted living care plans require an assessment of a seniors’ living skills. The Kansas government looks at the following categories to determine a person’s ability for self-care:

  • Eating and nutritional choices
  • Dressing
  • Bathing and personal hygiene
  • Mobility
  • Bathroom use

What is the difference between assisted living and nursing homes?

Nursing homes provide skilled nursing care to their residents, while assisted living facilities focus on helping seniors with activities of daily living, such as bathing and grooming. Skilled nursing care is always performed by trained professionals under the authority of a licensed doctor or dentist. It may include the administration of IV medications, injectables and medical treatments, such as wound debridement, dressing changes and catheter insertion and removal.

What types of amenities are commonly found in Assisted Living Communities?

Assisted Living Communities vary widely in what they offer. In Kansas, residents must have 24-hour access to services that help them live independently. These may include assistance with grooming, bathing, bathroom functions and medication administration. Also, communities must provide nutritious meals to their residents, and seniors should be able to select what and when they eat, within reason.Communities typically have a full calendar of social activities, offering residents field trips, organized games, exercise classes and worship services. Other beneficial amenities include an in-house hair salon, small eatery for snacks and a common room for TV viewing, puzzles and games and socializing.

The Top Cities for Senior Living in Kansas

Learn more about the cost of senior living in the top Kansas cities. Additionally, find reviews and information about assisted living facilities and other senior living communities across the state.

Источник: https://www.seniorhousingnet.com/seniors/senior-living-us/kansas

VeteranAid.org

How the Aid and Attendance benefit helps veterans in Kansas

Receiving aid with daily tasks can make a significant improvement in the quality of life for Kansas seniors. For those who served the country bravely, the Veterans Administration Aid and Attendance Pension program is available to help make this level of improvement a little more attainable. Eligible Kansas vets and their surviving spouses can qualify should they need aid in various activities for daily living (also known as ADLs). These tasks could include rudimentary functions like dressing, bathing, eating, transportation for errands and appointments, and medication management, although it should be noted that eligible applicants don’t need to require aid with everything in order to qualify. A&A recipients can also utilize these funds to help pay for costs associated with home care, skilled nursing home care, or assisted living.

Find Senior Care Options for Veterans

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The application process in order to receive this Aid and Attendance benefit is a long one; it may take several months from start to finish. Yet applicants that do get approved will receive benefits that are retroactive to their original application date. For veterans that are worried that the process may be a bit daunting, they can take comfort in knowing that there is a wide level of resources that are available to help initiate the process or get aid in any veteran-related benefit. The Kansas Commission of Veterans Affairs provides the state’s veterans with a full complement of services built to help them out. This includes assisted living homes, legal aid, help with Veterans Administration claims, and more. What’s more, the organization works in concert with Kansas’ County Veteran Service Offices (CVSO) in order to help vets and their families with benefits, referrals, and general advocacy services. To find the closest CVSO nearest you, visit www.kcva.ks.gov and click the Veteran Services tab.

What is assisted living like?

There is some variance in assisted living facilities. The facilities that are located in larger cities like Wichita will be ideal for those that still want to be close to metropolitan perks such as restaurants, shops, and cultural activities. On the flip side, those who prefer the quiet nature of suburbia may gravitate toward an assisted living community in a bedroom community, where parks and familiar chain retailers rule the day.

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The facilities also have variances based on interests. Some places are run by religious organizations and feature various activities and observances that are in line with the particular faith’s belief system. There are also homes that are wholly dedicated to serving veterans, which may be of interest to vets that want to spend their days enjoying the inimitable spark of camaraderie amongst those that have proudly served their country.

Each assisted living facility is home to various services that are contained within the monthly room and board fee. Basic services typically include key elements for proper senior care-fueled living, such as private living spaces, 24-hour security and nurse access, call buttons in the rooms in case of a sudden emergency, meals, housekeeping, utilities, and laundry. These essential services can be augmented for an extra fee. Extra services that could be added include salon care, massage therapy, and personalized laundry and transportation service. Because these latter services vary from venue to venue, it is always a wise idea to research to see what is included and what is constituted as an add-on perk at every assisted living facility considered. It is also prudent to ask if the facility also offers continuum of care, in which a resident can stay on the campus should their assisted living needs change over time.

What does assisted living cost in Kansas?

According to data culled from Genworth’s 2016 Cost of Care Survey, the average cost of assisted living in Kansas is $46,350 per year, which is above the average nationwide cost of $43,539. This price tag translates to a monthly cost of $3,863 and a daily cost of $127. Precise costs will vary based on the city and the region that the facility is located in. The state’s annual home health care costs check in at $45,760 for homemaker services and $46,332 for home health aide services. It also represents a substantial savings in comparison to Kansas’ nursing home care costs, which can break down to an annual cost of $62,415 for a semi-private room and $67,525 for a private room.

Veterans and their spouses that do qualify for the A&A Pension Benefit can utilize the benefits they receive to help cover the assisted living costs. The benefit can provide upwards of $1,794 per month to a vet, $1,153 per month to a surviving spouse, or $2,127 per month to a couple. A veteran that files with a sick spouse can be eligible for as much as $1,410 per month.

Resources and recreation for veterans in Kansas

The Kansas Commission of Veterans Affairs operates a vast array of programs designed serve and support the state’s numerous veterans, from specialized support groups and housing services to e-mail updates regarding events. Kansas is also home to numerous museum-themed points of interest that could make for great destinations for a day out, an assisted living field trip, or for the times when the family comes into town. Several of the destinations also have programs where veterans can volunteer, which allow them to share their stories and expertise with tourists of all ages.

One of the largest points of interests is the Kansas Museum of Military History, which was formerly known as the Augusta Air Museum. This massive museum is home to several exhibits that demonstrate the state’s connection to the country’s military history, spanning from the Civil War to current conflicts. If you visit Topeka Regional Airport, you will have the chance to visit the Combat Air Museum and its nice collection of vintage fighter planes.

 

Источник: https://www.veteranaid.org/veterans-benefits-kansas.php

Kansas Medicaid Long Term Care Eligibility in 2021

Kansas Long Term Care in 2021

kansas-medicaid


In Kansas for 2021, Medicaid covers nearly 65% of all nursing home residents. However, Medicaid does not cover assisted living or continuing care retirement communities (with the exception of skilled nursing units). Medicaid in Kansas only pays for care at nursing homes or Intermediate Care Facilities for the Mentally Retarded.

For community and home based services in 2021, Kansas has waivers or a program called the Senior Care Act (SCA), which is for Kansans 60 or older who are able to remain at home, but need assistance with some activities. Care options vary by county, with admittance to the program determined by a functional assessment with income guidelines adjusted each July. Patients pay either a donation or 100% cost with a sliding fee scale based on income and assets.

Community and home based waivers: Autism; Frail Elderly; Intellectually/Developmentally Disabled; Physically Disabled; Traumatic Brain Injury; Money Follows the Person; Technology Assisted.

  • Applicants must be eligible for Medicaid Long Term Care in addition to individual program requirements before they will be granted community and home based waivers.

Eligibility for 2021:

1. Residency and Citizenship – the applicant must be a Kansas resident and be a U.S. citizen or have proper immigration status.

2. Age/Disability – the applicant must be age 65 or older, or blind, or disabled and can receive care in home or at a facility. The applicant must meet certain medical requirements consistent with the level of care requested.

3. Income Limitations – the applicant’s monthly income (wages, Social Security benefits, pensions, veteran’s benefits, annuities, SSI payments, IRAs, etc.) must be less than 244% of the Federal Poverty Level. However, all income above $62.00 per month must be used to help pay for care. The personal needs allowance of $62/month is not factored into the total countable income.

4. Asset Limitations (Exempt vs. Available) – Medicaid divides assets into two categories: Exempt and Available. Exempt assets are specifically designated under the rules, and ownership of an exempt asset by the applicant will not result in a denial of benefits. If an asset is not listed as exempt then it needs to be liquidated and applied toward the costs of nursing home care before the applicant can receive Medicaid benefits. Kansas has a look back period of 5 years with a penalty for people who sell assets below fair market price, transfer assets to others, or give money and property away.

kansas-long-term-care

Exempt Assets in 2021 for an applicant in Kansas include:

i. $2,000 or less in cash/non-exempt assets if single.

ii. Personal effects and household goods

iii. One home (equity value limited to $603,000) if intending to return, under the name of a spouse, or a child under 21, or a disabled person resides in it.

iv. One motor vehicle if the vehicle is used for the long term care recipient’s medical treatment, employment, modified to accommodate a disability, or the primary vehicle of the community spouse—no matter the value.

v. Enough money to pay for private health insurance.

vi. Burial spaces and irrevocable pre-paid burial trusts if tied to specific funeral or burial services.

Spousal Rules in 2021:

Amount of assets community spouse may retain: The community spouse can keep one-half of all non-exempt resources owned by one or both spouses with a minimum of $26,076 and a maximum of $130,380. All non-exempt resources of both spouses are available to pay for the costs associated with long term care.

Community spouse impoverishment protection: The community spouse can keep part of the institutionalized spouse’s income if the community spouse has a monthly income of less than $2,155 per month. Depending on living expenses, the maximum amount of income a community spouse can keep each month is $3,259.50.

  • Again, the person in the nursing home must contribute all income except $62 per month towards their long term care costs.
Kansas long term care insurance partnership in 2021:

This is a program between the state and private insurance companies. Partnership policies protect assets by matching dollar for dollar what policy holders pay into their policies. For example, if you bought a Partnership Policy with a maximum benefit payout of $155,000 then you are able to protect $155,000 of your assets. For married couples each spouse needs to purchase their own policy. Once the $155,000 worth of long term care coverage is used, you may apply for Medicaid with $155,000 worth of assets exempted.

Further Reading:

Kansas Client assessment, referral and evaluation: http://www.kdads.ks.gov/commissions/commission-on-aging/client-assessment-referral-and-evaluation-(care)

Kansas Department of Aging: http://www.kdads.ks.gov/

Programs Overview: http://www.kdheks.gov/hcf/Medicaid/download/Overview_Programs_for_Elderly_and_Disabled.pdf

Источник: https://www.seniorplanning.org/long-term-care-medicaid-eligibility/kansas/

5 Important Things You Need to Know About Living in Kansas City

Living in Kansas City

There are so many pros of living in Kansas City. This city offers job opportunities, top-notch colleges, incredible museums, a fantastic craft beer scene, and so much more. 

If you’re considering moving to Kansas, you’re in the right place. Continue to read to find out more. 

1. Affordable Housing

The housing cost is a key factor people consider when moving from one place to another. In Kansas, they stand out in a good way: average prices are around $137K, which is significantly lower than the national median cost of $231K. 

Fortunately, the affordability applies to house rent costs, too. In Kansas, a two-bedroom apartment is priced at $821 a month, which is lower than the national average. 

2. Lower Living Costs

Fortunately, it’s pretty cheap to live in Kansas. In fact, in rural areas, the cost of living is 21% lower than the national average.

But this ”affordability” factor is not limited to the rural belt of Kansas. Topeka, Wichita, and Overland City (all big cities) are super affordable compared to places like Aurora, Houston, or San Francisco.

Here’s an extra tip: to make bills even cheaper, you should consider installing solar panels. Learn more about this here!

3. Great to Find Jobs

Are you aware that Kansas City is one of the top American cities for jobs? Not only does the ”City of Fountains” offer a relatively affordable cost of living that appeals to families and young professionals, but it has jobs in multiple sectors. These include technology, finance, healthcare, government, energy, and engineering. 

You can find opportunities in Kansas City with big companies like H&R Block, Burns & McDonnell, Hallmark Cards, and Commerce Bank. They’re all headquartered in KC. 

If tech is your sector, it might be worth trying out up-and-coming companies like Homebase, Red Nova Labs, K12itc, and Lula. 

Ultimately, this city has a 3.6% unemployment rate. So, if you decide to live in Kansas City, finding a job won’t be as difficult as in other places. 

4. Kansas has Top Notch Barbecue

If you ask someone living in Kansas what is particularly great about the city, they’ll probably mention the barbecue.

The preparation style of a Kansas barbecue is one of the best in the country. It is slow-smoked over a variety of woods and then served with thick molasses and tomato-based sauce. 

It might be worth visiting Joe’s Kansas City Bar-B-Que for burnt ends, delicious ribs, and pulled pork sandwiches. Do you need another option in case it’s busy? Check out Hawg Jaw Que & Brew for wings, BBQ nachos, and brisket sandwiches. 

Are you not convinced? Harry Truman, Jimmy Carter, and Bill Clinton were all huge fans of Kansas-style barbeque. Give it a go. 

5. It Takes Less Time to Commute in Kansas

There’s nothing more stressful than knowing you’ll be stuck in traffic practically anytime you leave home (Hello LA!). So, it’s worth mentioning that you won’t have this problem if you move to Kansas City. 

Usually, the traffic is pretty light. Most times, commute time lasts less than twenty-five minutes. 

Living in Kansas City

Living in Kansas City means you’ll be surrounded by friendly people, have an extra disposable income, be able to watch live jazz, and experience a lively nightclub scene. What’s not to like? Whatever you’re into, there’s something for you in this city. 

Did you like this piece? We have more. Check out the rest of our website.

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Источник: https://thriftymommaramblings.com/2021/10/5-important-things-you-need-to-know-about-living-in-kansas-city/

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