pay spectrum bill online with credit card

A credit card payment message, including a signed and encrypted description of the transaction, along with the consumer's credit card number, is sent back to. Download My Spectrum and enjoy it on your iPhone, iPad, and iPod touch. Then I received a receipt for a payment of $103 to a credit card I stopped using. The billing cycle ends 30 days later and your monthly payment is charged 20 days One-time manual payments can be made with any debit or credit card.

Pay spectrum bill online with credit card -

Spectrum Association Management…

 · You can make a one-time payment using our online bill pay service. Click below to login to your account then click on “Pay Assessments” and select your option as seen here: MAKE ONE TIME PAYMENT.

Spectrum Cable

Spectrum Payment Methods

Spectrum only highlights two ways to pay on their paper billing statement but there are actually 5 ways you can pay your Spectrum bill.

Spectrum Billing Options

  1. Pay on
  2. Call (833) 267-6094
  3. Go to a store and pay in person
  4. Mail Spectrum a check
  5. Use My Spectrum App

Want to pay less on your Spectrum bill?  Click the link below to sign up for BillSmart.

We save our clients $352 on average and our success rate is 83%.

Steps To Pay Your Spectrum Bill Online

The first step is to go to and sign in to your account.  To pay, you’ll need to be a primary account holder or admin on the plan.

Then, go to the billing tab which is between the Account Summary and Your Services tab.

Once there, click Make a Payment and go through the steps.  You’ll need to select a payment amount and a payment date.  After you’ve selected those, you’ll need to add a card if you haven’t previously saved a payment method.

You can pay by credit/debit card, checking account, and savings account.  There are no additional fees for paying via credit card vs your checking account.

On the billing tab, you also have the option to enroll in autopay and paperless billing.  You don’t need one to have the other.

spectrum bill pay how to

Spectrum doesn’t provide paperless or autopay discounts.  Only sign up for autopay if it’s more convenient for you.  One issue about autopay is that it reduces the amount of time that you have to dispute billing errors with Spectrum.

It’s much easier to correct your bill before Spectrum takes your money.

If you want to learn how to lower your Spectrum bill, this guide is handy.

How To Make Spectrum Payment by Phone

You can pay your Spectrum bill by phone by calling (833) 267-6094. 

You’ll be fast-tracked to the phone payment phone tree if you’re calling with a phone associated with your Spectrum plan.

If not, they’ll ask you to provide a phone number associated with the account or your account number.

Once you’re authenticated, the IVR will read out how much your outstanding balance is and when your due date is.  They’ll then ask you whether you’ll like to pay some or all of the bill.

The system will warn you that you’ll be charged $5 if you talk to a customer support representative.

You’ll need to provide your 4 digit security code before you pay.  This 4 digit code is available on your Spectrum billing statement.

Tell the system how much you want to pay and when.  Key in or read out the payment information you want to give. 

Spectrum’s phone payment system is much clunkier compared to Sprint’s or AT&T.’s  The voice/key system is weird. It’s easy to make a mistake and get sent to a representative where you’ll be billed an additional $5. It’s a lot easier to pay online or by check.

Looking to cancel your Spectrum internet? This article shows you how.

Spectrum Billing By Check

You can also pay your Spectrum bill by mail via check or money order.  If you get a paper bill, Spectrum provides an envelope that you can use to mail your check.

Tear the bottom half of the first page of your paper bill and put it in the provided envelope.  If you do this, you won’t need to write down where the mail needs to be sent to.

Before mailing your check, make sure that it has postage.

If you don’t get a paper statement, check your paper bill to see where Spectrum wants you to mail the check.

The most common address is PO Box 60074 City of Industry CA 91716-0074.

Spectrum Bill Pay For Check

Make the check payable to Spectrum.  They ask that you include your Spectrum account number on the memo/description portion of the check.

Mail takes a couple of days to send. Make sure that you leave enough time before the due date to send the check.

Paying Your Spectrum Bill In Store

You can also pay your Spectrum bill by going to a Spectrum store and paying at the counter.

There’s no additional processing fee when making a payment in store.

You can pay via checking/savings account, debit/credit card, and cash/money order if you pay in-store.

This could be a good option for you if you don’t have a bank account and cash and money order is the only payment method available to you.

Have an Xfinity bill? Learn how to lower your Comcast bill or cancel Xfinity service here.

My Spectrum App Bill Pay

The final way to pay your Spectrum bill is with the My Spectrum app.

There’s not much difference between the My Spectrum App vs  The My Spectrum App is basically an app version of the website.  The Spectrum app is more mobile-optimized.

Download the My Spectrum app and log into your account.  Your account information will be the same info as what you use to sign in to

Once you’re inside the app, go to the make a payment section.  You’ll then need to add a payment method – this can be your checking/saving account information or your debit/credit card information.

Once they’ve verified your payment method, a calendar will show up and you’ll be asked what payment date you want to choose.

Choose what works for you and then click pay now.

Time Warner Cable Bill Pay

At this point, Time Warner Cable and Spectrum are fully integrated.  You can pay your Time Warner Cable bill with the same method as people pay with their Spectrum bills.

Time Warner Bill Pay Options:

  1. Pay on
  2. Use My Spectrum App
  3. Call (833) 267-6094
  4. Go to a store and pay in person
  5. Mail Spectrum a check


If your Spectrum bill is late, there’s a $4.75 late fee.  Online is really the easiest way to pay.

From our time negotiating thousands of ATT bills, we’ve found that 83% of AT&T customers are overpaying.

If you’d like to lower your ATT bill and save up to $352, click the button below.


Spectrum Bill Pay– Charter communications, under the branding of Spectrum, is an American company known for providing mass telecommunication services to customers over the years. It is considered to be one of the leading and primarily preferred broadband communication service providers and has been ranked as the second-largest cable operator in the United States Of America. Spectrum offers advanced and high-speed broadband services including Youtube, Spotify, Netflix and of course Spectrum TV which is a video entertainment service for households.

Spectrum delivers top-notch customer service and costs effective broadband services for both Individuals and Businesses at an affordable price range. Customers of Spectrum don’t have to follow lengthy procedures to manage their accounts or clear their bills. Today, in this article, we’re going to share an easy to understand on how to pay your Spectrum bill in just a couple of minutes.

Spectrum Bill Pay – How to Pay bill?

spectrum bill pay

Users who are subscribed to Spectrum payment services will be notified through various mediums such as Text Messages or Emails. After receiving the bill, you have to make the payment before the deadline to avoid any additional penalties or charges. Spectrum offers flexible modes of payments to its customers for paying their bills. In the article, I’ve shared all the ways through which you can pay off your spectrum bills with ease.

You may proceed with Spectrum Bill Pay with any method as per your comfort without any restrictions. Make sure to check the due date information and have your account-related information or credentials ready with you.

Spectrum Online Bill Payment

To pay Spectrum Bill online, you need to have a username and password for your account to log in on the web portal. In case if you don’t have one, then you can choose to create a username and follow the on-screen instructions to get it done. There’s also an option to reset the password in case if you forget the password of your account. Go ahead and follow the below instructions to pay Spectrum bill online.

  1. Go to the official web portal of Spectrum Bill on your computer or smartphone.
  2. Enter your account credentials and login to your Spectrum Account to proceed further.
  3. Navigate to the Billing section on the website and select the “Make Payment” option to begin.
  4. You may also select the “Pay My Bill” option on the website if you want to pay your bill.
  5. On the next step, enter your credit card or debit card details to initiate the payment.
  6. Now follow the onscreen instructions to complete the payment successfully.

Upon successful transaction, the bill amount would be debited from your Bank account immediately and you will receive a payment acknowledgment receipt within a couple of minutes. Use this method to pay spectrum bills online without any complications.

My Spectrum App For Bill Payment

Another way to pay your Spectrum bills is by downloading the official app from Google Play Store or the App Store on your smartphone. The app features an easy to navigate interface and provides a better experience compared to the web version. The steps to download and clear your Spectrum Bills are as follows:-

  1. Open up Google Play Store or the App Store on your smartphone to begin.
  2. Search for “My Spectrum” App using the search option in the App Store.
  3. Hit the “Install” option and wait for the installation of My Spectrum Bill Pay App to complete.
  4. Launch the App and sign in to your account by entering account credentials.
  5. Go to the Billing Tab and hit the “Make Payment” option to proceed further.
  6. Select your preferred method and adjust the payment amount or date if you want.
  7. Enter the necessary payment details on the next screen and make the payment.

You can find your bill payment details in the My Spectrum App itself after clearing the payment.

Accepted Mode Of Payment

Spectrum offers a lot of ways for its customers to make the payment without any issues. In the following list, I’ve compiled various Payment modes through which you can clear your Spectrum bills with ease. However, make sure to confirm the procedure for certain modes of payments by contacting the spectrum customer service if you’re using it for the first time to avoid any issues.

  • Spectrum Website For Online Bill Payment.
  • Pay By Phone Option through customer service representative or automated.
  • Option to Pay By Mail.
  • Use your Bank’s website to clear the Spectrum Bills at your comfort.
  • Visit any offline payment center and provide your Spectrum account details to make the payment.

To know the procedure, you may call the spectrum customer service phone number i.e 1-855-554-5259. Make sure the follow the instructions provided by the customer executive for making the payment.

Also, read:UBA Bank Transfer Code

Final Words

Of course, there are multiple ways to pay your Spectrum payments. However, the most reliable and easiest one for clearing the payments is by logging in into the My Spectrum App. You can your Credit card, Debit card or Netbanking to make the spectrum bill pay (payment) of your bill. In case, if you have queries regarding the bill payment of Spectrum or need any further help, then let us know in the comment section. We’ll be glad to help you out!


Perhaps you’ve repeatedly asked the question can I pay my Spectrum bill at Walmart? Is it possible for you to do to avoid driving up to the nearest Spectrum office?

If you’re asking that question constantly, but you’re not able to find a real answer to it – you’re just on the right page at the right time!

Yes, you’ll be able to pay your Spectrum bills at Walmart. Furthermore, you can also pay them in a lot of different and more convenient ways, too!

Before we dive straight into that topic, let’s first grasp an understanding of why you would want to pay your bills at Walmart.

Why Pay Your Spectrum Bills at Walmart?

If you are living in the United States, chances are, you’ll know what Walmart is. It’s like one of the most popular markets and locations where you can purchase a ton of cool things at their best, most discounted, and most competitive rates.

The Volume of Store Outlets

Walmart has about 4,700+ stores across the country. If we compare that to the number of Spectrum stores and outlets – which just slightly sits below 700 – it’s a no-brainer type of decision.

Paying your bills at Walmart is easier and more convenient as there is only a limited number of Spectrum outlets nationwide.

Phone Payment Can Take Hours

Another reason why many people choose to pay their Spectrum bills at Walmart is due to the fact that paying it over the phone can take a lot of time.

Spectrum is known as one of the busiest providers in the entire country. So, you can expect their phone lines to be blown up 80% of the time.

You’re Not Tech-Savvy

One option that Spectrum offers to its clients when it comes to payment is through their bank’s website.

Whatever banking institution you’re a part of, you can pay your Spectrum bills from there!  The problem is, youre not tech-savvy enough to access it.

Can I Pay My Spectrum Bill at Walmart?

The sweet and simple answer to that question is yes; you can pay your bills at Walmart.

Akin to other service providers, Spectrum has done a great deal of scattering their payment portals through various third-party companies and agencies.

Walmart’s MoneyCenter is where you have to pay your Spectrum bill. It’s the place or the location where all the other third-party transactions are done and completed.

But, do you know how to pay your Spectrum bills at Walmart?

How Do I Pay My Spectrum Bills at Walmart?

pay spectrum bill at walmart

Unlike other guides, we won’t make this too harsh for you. As a matter of fact, the process of paying your bills at Walmart is fairly easy.

Step #1: Prepare the Billing Statement

Before you go into a Walmart store to pay your Spectrum bills, the first thing you want to do is to prepare all the documents you’ll need for it.

To be able to successfully pay, you need your billing statement or your remittance stub.

Once you have all of those done, you’re now ready to make the payment.

Step #2: Make Sure You’ll Settle the Dues

When paying through third-party payment agencies, you need to make sure that you’ll pay for the total dues.

A lot of people don’t know this, but third-party payment centers wouldn’t really have the data or the information about your account.

What they’ll only see and acknowledge would be the past dues. So, you have to make sure that you will pay the dues entirely.


You can pay via debit or credit cards – no other payment method will be accepted.

Step #3: Wait for Confirmation

After you make the payment, the confirmation or the reference for the payment should not take long.

If you’re lucky that the system is not malfunctioning, it’ll come within a few seconds to about a minute. Otherwise, you have to wait for a few minutes for it.

Step #4: Keep Track of the Reference or Confirmation Number 

When the process is done and the payment has been posted, make sure to get whatever type of reference or confirmation for the payment.

This will serve as your proof that the payment has been done, in the event that you receive your next bill with outstanding dues on it.

Once you receive the reference number or the confirmation, then you’re all set! You don’t need to worry about your bills any longer!

The process is easy and convenient – you don’t need to wait in queue for long hours!

While this may seem all convenient, some people prefer other payment methods. Are there other alternative methods you can do to pay your Spectrum bill?

Where Can I Pay My Spectrum Bills Near Me?

Apart from Walmart, there are other third-party payment centers and agents you can cling to if you’re looking to make a payment.

You can actually also pay through:

  • MoneyGram
  • Schnucks Supermarkets
  • Western Union


The process of how you can pay your Spectrum bills at Walmart might be different from the process of how you can settle it through MoneyGram. Be sure to check and ask how you could make the payment.

Paying Through the Spectrum App

paying through spectrum app

Another option you might want to consider is to pay your Spectrum bill through the Spectrum App.

But I’m not tech-savvy, I don’t understand codes and all that types of stuff. Don’t worry – even if you’re not tech-savvy, you’ll easily be able to work around paying your Spectrum bills through the app!

Spectrum designed it to be simple and easy to understand!

In fact, here’s the quick, easy, and simple process to do it:

Step 1. Download the Spectrum app (it’s available on both iOS and Android).

Step 2. Sign in to your app using your Spectrum credentials. If you don’t have one, you can create an account by clicking on the Sign-Up or Register button.

Step 3. Once you’re in, press on Billing > Make Payment.

Step 4. When you were able to access it, the next thing you want to do is to set your payment schedule.

Step 5. Set the Payment Amount, Payment Date & Payment Method

Step 6. Tap the Make Payment button to confirm the payment


The Spectrum app will only be able to accommodate about $1,000 worth of payments. Anything that goes over it must be made either via phone, mail or through third-party agents.

You’re all set! That’s how simple it is to pay your bills right through the Spectrum app!


If you initially asked can I pay my Spectrum bills at Walmart, then that’s already a problem resolved. Further, you can use alternative payment methods, too, depending on your convenience!

Read Next: Know the best ways to block calls on Spectrum Landline.

Arizona. Account … There are several reasons your bill might have more or lesser than usual charges. Watch live and On Demand shows, and manage your DVR, whether you're home or on the go. Once the App is installed, select the tab “Billing” and then, tap on the tab “Make Payment.”. If you have just got the Spectrum service, you have to pay a one-time fee for installation or activation of service, which also gets reflected on your bill. Remember Me. Or you can call on Spectrum Customer service number. Choose your state from the list below to find your best offer: Alabama. Now, you can adjust the payment amount, payment date and the payment method. Use TransferWise for cheaper international bank transfers. due by However, if you are not sure if Spectrum is available in your area, just visit the company’s website to find out. SPECTRUM PAYMENT SERVICES LIMITED BIC / Swift code details. Spectrum Payment Services … Step 2. Description . Ahavel Aborishade, Tech Guru, Shares 4 Ways Tech Companies Can Help... How to Choose the Best Mouse for CS GO and Pick... 6 Reasons why you should use of Live Chat Support for... In-person payment option by phone or mail. You can pay your spectrum bill whenever you are free or would be like to. New Galaxy X and S9: What to Expect from the Next... Sony to Release New Smartphones at Mobile World Congress 2017, How to Safely Sell or Trade in Your Used Phone, A comprehensive guide to find international scholarships for traveling students. You've rejected analytics cookies. Account #: {{vm.user.accountNumber

How to lower your Spectrum bill—A comprehensive guide 

Spectrum used to be one of those providers that offered discount deals and special promotions like they were candies. The situation changed after their merger with Time Warner Cable, and many customers blame this 2016 merger for increased service prices.

The fact remains that Spectrum is one of the best Internet service providers in the country, with high-speed Internet and an excellent choice of cable channels, but with sky-high prices

The company is also notorious for its firm policy on negotiating the internet and cable plans with existing customers. So, is there a way to lower the Spectrum bill without losing the quality of service? The answer is yes, although it is not going to be an easy task. Let's go through the options and check what can be done.

How to get a lower Spectrum bill?

There are two ways to go if you are not happy with the price of your Spectrum package:

  1. Try to negotiate the deal
  2. Switch to a cheaper plan

Both options will require some research, so don't expect to come up with a solution quickly or easily. It is essential to understand what kind of service you need because most of us sign up for deals that are not suitable for us. They just sound good in the beginning.

If you did your research before signing the deal, you are probably the victim of that unfortunate merger with Time Warner. Some users reported that they are paying $30 more than they used when they were Time Warner clients. The same goes for old Spectrum customers who witnessed a significant increase in prices for both Internet and cable services.

It is unclear what's the reason for these revised prices. What is certain is that Spectrum is not keen on promotions and discounts anymore, so if you are aiming for a lower bill for the same level of service, arm yourself with patience and information.

How can DoNotPay help you to reduce your Spectrum bill?

You should know that you are not alone in the tricky endeavor of lowering your Spectrum bill. We aren't talking about advisors, lawyers, and other pricey consultants. We are talking about DoNotPay, a free app that connects you with the world's first robot lawyer.

We use AI to help people deal with unfair fines, complicated cancelations, refunds that never happen, and a whole other myriad of bureaucratic nightmares. These never-ending procedures seem to be designed to make you give up the fight because no one has the time or the funds to cope with intricate processes involved in what should be simple tasks.

DoNotPay is easy to use:

  1. Log on through your web browser
  2. Select Corona Relief
  3. Start a chat with our virtual legal team 
  4. Present your problem and leave basic personal information
  5. Wait for our robot lawyer will to advise the best course of action for you

In the case of Spectrum, DoNotPay can help you get an extension on the due date, compose a waiver letter, or even jump the queue while you are waiting for their customer support to pick up. Whatever your issue is, feel free to consult with us. There is no need to go through the whole process on your own.

How to negotiate your bill with Spectrum?

With Spectrum being tough on the bill-negotiation policies, you need to come well-prepared and armed with patience. Some users say that they made a better deal with a simple phone call, but others claim that they went through an ordeal and still came out empty-handed.

Numerous factors can determine the outcome of these negotiations, so the more aces up your sleeve, the better. Before making the call, you should do the following:

  • Research the competition
  • Gather relevant paperwork such as your past few bills
  • Come up with the plan and the price that you are comfortable with
  • Develop negotiation tactics for talking with the customer service
  • Prepare a backup plan if the negotiations fail
  • Research other potential internet service provider (ISP) deals in your area

Researching the competitors

Looking into the competition is always a good starting point. You need to know what other ISPs are offering and how much their services cost before you start demanding anything from Spectrum. The offers may vary depending on the available providers in your area, so your place of residence may determine your negotiating position.

You should consider the quality of service of Spectrum's competitors when comparing the prices. Paying less for bad service is not really what you want to do. This research should give you an idea of what is the reasonable price and where to begin with bargaining. 

The plan and the price 

Being indecisive will get you nowhere, so you should find a package that fits your needs, check the prices from competitors, and formulate your demands based on that research. It is crucial to have a plan regarding the services that you need and the amount you are willing to pay for them. We are talking about specific numbers, not vague ideas.

The best result comes from knowing what you want. Some clients end up accepting things that they don't really need and paying the same for a couple of additional services that they will not use anyway. ISPs, Spectrum included, throw a little extra something (extra channels, extra megabytes) to keep their price, but that is usually not beneficial for the customer. It is always an insignificant cost for the provider.

Negotiation tactics

The tips from pros say that you should always go directly to the Cancel option. This action will take you directly to the Retention agents, who are authorized to offer a discount or a promotion. Regular customer care reps are not allowed to negotiate, so you will be losing your time and temper talking to them. Make sure you mention how long you have been a loyal customer and that you have never made a late payment (if applicable).

Once you reached the Retention department, get ready to:

  • Be polite and friendly
  • Take a firm position
  • Ask for cancelation if everything else fails

Being polite is refreshing in the world of client service because most of us are the complete opposite. Kindness can open many doors, so stay nice. You should nonetheless take a firm stand on what you want, and let the company know that you are not deviating from it.

During the conversation, make sure to let them know that you know what their competitors are offering, and present what you want them to do. You can emphasize that you are a loyal customer that deserves better treatment, especially if you pay on time.

If they are not willing to offer you a new deal, just ask for cancelation. This usually does the trick, especially in the competitive world of ISPs. Spectrum will try not to lose a loyal customer if they can do anything about it.

Canceling your Spectrum account

In case the negotiations go south, you should be ready to cancel your Spectrum services. Don't make empty threats, and be prepared to proceed if they stay unresponsive. Bluffing the pro bluffers is never a good idea, so resort to this only if you mean it.

There are a couple of problems that you can come across when canceling your account:

  1. Spectrum may have a monopoly in your area—This weakens your negotiating position because you cannot just choose a different operator
  2. Other providers offer services of lesser quality—If Spectrum is better than their competitors there's no reason to lower the price on your bill
  3. You are contractually bound—In this case, you will need to wait till the end of your contract and start negotiations at that time

The best time for lowering your Spectrum bill is when your contract is about to expire. That makes you a free client, and you can just take your money elsewhere if you are not satisfied with the service or the price.

How to save on a Spectrum bill?

If the negotiations fail, and you can't or won't switch providers, you can still get a lower bill. This means that you have to cut down a little bit, but it may not be a disastrous option after all. Most users are overpaying, not just in terms of prices, but the services as well.

One of the options is bundling your Internet with your cable. Joining the services may allow you to get two for the price of one. Chances are that you are doing that already because it is one of the oldest tricks in the book. In case the price is still too high for you. Consider the following:

  • Reducing your Internet speed
  • Getting personal equipment
  • Switching to a cheaper cable package

Lowering your Spectrum bill with slower Internet

Spectrum is famous for its stable connection and excellent Internet speed, but you should ask yourself if you are taking advantage of that service. In most cases, the answer is no. If you don’t use it for work, you are probably paying for the level of service that you don't need.

Average users who check their emails, browse the web, or watch Netflix, rarely need more than 100 Mbps (45000 MB/hr). What's surprising is that we are all somehow on the 1000 Mbps (450000 MB/hr) plan. The reasons are simple. Spectrum will always offer the best, most expensive plans, simply because the costs are almost the same for them.

You should ask yourself whether you are benefiting from such a package. In case you are using just a tiny portion of it, switch to a cheaper one, and save your money. The table below will give you an idea of how fast a connection you require.

User Activity

Average data usage

Checking emails

10–25 MB/hr
Browsing the web 

10–25 MB/hr

Social media browsing and streaming music

150 MB/hr

Online games

300 MB/hr

HD Video streaming

3 GB/hr

Reduce the Spectrum bill by getting your equipment

Renting the modem and router became a standard with most providers. Nobody buys their equipment anymore since it seems like an unnecessary expense. That couldn't be further from the truth. Spectrum offers a modem for lease for $10 per month. This may not seem too high, but if you think in annual terms, the expense is not insignificant.

The average contract with Spectrum is 24 months, so you will spend $240 on the equipment alone. You can buy a modem and a router for less than $200—and we are talking about top-quality gear. If you are not sure what to get, you can check the equipment compatible with Spectrum here.

Having your gear means that you can switch operators without worrying about the buyout, which will never be at a fair price.

Saving on the Spectrum bill by switching to a cheaper cable plan

Conventional cable TV is losing the battle with streaming services. Even if you think that cable TV is a must-have in your household, you would be quite comfortable without it. If you take the time to watch something on cable only once a week, it is high time you canceled that pricey package you have been paying for years.

Another common scenario is that your TV is always on, but you never know what's on it. This means that you just need some background noise. Paying for more than 100 channels is redundant when some relaxing music will do the trick. Take a look at the table below. If you are not watching at least some of the channels regularly, switch to the Select Spectrum plan, or ditch the service altogether.

Spectrum cable TV plan

Number of channelsPremium channels available

Standard only


175Starz, Showtime, HBO, Cinemax, NFL

Silver offer plus NFL RedZone

Cheat your way to a lower Spectrum bill

Cheating is not something we would ever recommend, but if you are out of options, it may be the only way. Just to be clear, the following things are considered as being out of options:

  • Spectrum is the only provider in your area
  • Spectrum is not the only ISP, but the competition is not good enough

The idea is to cancel your package and return as a new customer. Spectrum is quite generous with fresh contracts, so new customers can get excellent deals when signing up. The cheapest plan for long-time users is $65, while a newcomer can get the same deal for $45.

In case you've had it with overpaying, you can cancel the services, and start over. There is a waiting period for you to qualify as a new client. It can be anywhere from a month to one year, depending on the agent you bump into. Our advice would be to call to get a new contract instead of visiting the store. It seems that the rules are more lenient, or the agents are more relaxed in the customer service department than at the in-person selling points.

The bad news is that Spectrum can turn you down and make you wait for a full year before signing you up again. In that case, you can have your spouse or other family members sign the new contract. That way, you can enjoy the benefits of new customer programs for at least a year. Theoretically, you could switch users every year and take advantage of the promotions for a long time.

There are indications that if you could get caught doing this, Spectrum could terminate the services for an indefinite time, but these are speculations. There are no reports that it happened to any of the customers.

What if you don't pay your Spectrum bill?

With such pricey services, not being able to pay your Spectrum bill is not uncommon. If you are too far behind, or your debt is very high, the company will cut the services, so you may end up with no internet and cable TV.

Although it is not as inconvenient as staying without electricity or gas, it is still unpleasant. If you can opt for a different provider, this may not seem like a big problem. You should know that Spectrum can sell your debt to a collection agency, which may result in frequent phone calls and annoying emails.

Collectors are not allowed to threaten you or endanger you in any way, but they can be persistent and take you to court. Depending on the sum you owe, the court may:

  1. Order the selling of some of your possessions to cover the debt
  2. Ask for wage garnishment, meaning that a portion of your salary is redirected to cover the debt

You should try to avoid this outcome because you will have to pay the interest rates and an agency fee in addition to the amount you originally owed to Spectrum.

Let DoNotPay help with extending the due date on your Spectrum bill

If you realize that you won't be able to pay Spectrum on time, ask for an extension on the due date. It is a simple solution, and Spectrum is usually happy to grant this relaxation, especially to loyal customers.

A lot of people are reluctant even to try this because they are not sure how to write an extension letter correctly. If you think that asking for an extension is complicated, ask DoNotPay to assist. Provide the details (dates, email addresses, etc.) to our virtual legal team, and you can get a professionally written extension letter in a matter of minutes.

Being behind with your payment can quickly turn into debt, so don't hesitate to use the extension of the due date to keep up with your bills. 

Let DoNotPay request the waiver on late fees for you

You should not miss asking for a waiver on the late fees. If you are not sure how to do it, consider the following:

  1. Getting a lawyer to do it for you
  2. Visiting the Spectrum store in-person
  3. Contacting their customer service by phone
  4. Sending an email

The latter option is ideal because it is free and doesn't take too much time. If you are not keen on writing, you can turn to DoNotPay for assistance. Our robot lawyer will create a waiver letter for you. It can even send it to the appropriate address on your behalf.

DoNotPay Protects Your Privacy and Finances

Sharing your credit card details online comes with certain risks, and it’s getting more difficult to tell good and bad websites apart. With DoNotPay’s virtual credit card generator, you will be able to protect your identity and bank account from cyber scammers.

Whenever you run into a suspicious email or website, generate a virtual credit card and proceed without worries. Our virtual cards also work like a charm if you want to avoid automatic payments after free trials.

What else can DoNotPay do to make your life easier

DoNotPay is designed to help people with complicated administrative tasks that can take too much time. There's no need to spend hours or days researching a bunch of mundane things. Let our robot lawyer do that for you. 

Many people give up on getting what they deserve because of the red tape. DoNotPay assists with the bureaucracy so that you can focus on the more important things in your life. Contact DoNotPay if you need us to:


4 Replies to “Pay spectrum bill online with credit card”

  1. I didn't happen to see the link for the manufactured spending I guess the one where you were speaking about buying gift cards

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