us bank cd rates december 2019

Deposit Rates for Individuals of Commercial Banks as of 25 November 2021 Bank of America, National Association, -, -, -, -, -. U.S. prime rate is the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks, and is effective 3/16/20. Other prime rates aren't. Capital One 360 CD accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to allowable limits. How do bank CDs work?

Us bank cd rates december 2019 -

Savings Accounts and CD (Time Account) Rates

Savings Rates

Wells Fargo Way2Save® Savings

Avoid the $5 monthly service fee with one of the following each fee period:

  • $300 minimum daily balance
  • 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
  • 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
  • 1 or more Save As You Go® transfers from a linked Wells Fargo checking account
  • Primary account owner is 24 years old or under

Open a Way2Save® Savings account
$25 minimum opening deposit

BalanceInterest RateAPY
$0 or more 0.01% 0.01%

Platinum Savings - Standard Interest Rate

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Open a Platinum Savings account
$25 minimum opening deposit

BalanceInterest RateAPYPortfolio Relationship Interest RatePortfolio Relationship APY
$0 or more 0.01% 0.01% 0.02% 0.02%

CD Rates

Standard Fixed Rate CD Rates

Open a Standard Fixed Rate CD account
$2,500 minimum opening deposit

TermInterest RateAPYPortfolio Relationship Interest RatePortfolio Relationship APYBalance
3 months0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% $25,000 - $49,999.99
0.01%0.01%0.02%0.02% $50,000 - $99,999.99
0.01%0.01%0.02%0.02% $100,000 +
6 months0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% $25,000 - $49,999.99
0.01%0.01%0.02%0.02% $50,000 - $99,999.99
0.01%0.01%0.02%0.02% $100,000 +
1 Year0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% $25,000 - $49,999.99
0.01%0.01%0.02%0.02% $50,000 - $99,999.99
0.01%0.01%0.02%0.02% $100,000 +

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield earned (APYE) on your account for the period covered by the statement.

View Wells Fargo Destination® IRA rates

The interest rates and Annual Percentage Yields displayed here are for the Wells Fargo Bank locations in the California counties of Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.

Current Deposit Rates for 11/20/2021 - 11/26/2021

Savings Accounts:

Annual Percentage Yields and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice. Interest is compounded daily and paid monthly. Interest is calculated and accrued daily based on the daily collected balances in the account. Accrued interest is considered to be earned and will be paid only when the total interest accrued reaches $0.01 or more. In any month the amount of accrued interest is less than $0.01, periodic statements will show no Annual Percentage Yield Earned or interest earned though interest is accruing. Interest Rates and Annual Percentage Yields for all checking and savings accounts are variable rates that the Bank can change at any time. Fees could reduce earnings.

The balance tiers for the accounts listed in this disclosure are as follows: $0 to $499.99; $500 to $999.99; $1,000 to $2,499.99; $2,500 to $4,999.99; $5,000 to $9,999.99; $10,000 to $24,999.99; $25,000 to $49,999.99; $50,000 to $99,999.99; $100,000 to $249,999.99; $250,000 to $499,999.99; $500,000 to $999,999.99; $1,000,000 or more. Wells Fargo interest rates offered within two or more consecutive tiers may be the same. When this is the case, this disclosure may show those multiple tiers as a single tier. Each tier shown reflects the current minimum daily collected balance required to obtain the applicable Annual Percentage Yield.

A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker.

CD Accounts:

Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice.

Rates are fixed for the term of the account. A penalty may be imposed for early withdrawal from a CD. For CDs, interest begins to accrue on the business day you deposit non-cash items, such as checks. Penalties – including early withdrawal penalties – could reduce earnings.

Interest is compounded daily. Payment of interest on Standard CDs is based on term:

  • For terms less than 12 months (365 days), interest may be paid monthly, quarterly, semi-annually, or at maturity (the end of the term).
  • For terms of 12 months or more, interest may be paid monthly, quarterly, semi-annually, or annually.

The account requires a minimum opening deposit based on term and APY and is listed above.

CD rates are subject to change at any time and are not guaranteed until CD is opened.

Early withdrawal(s) may be subject to either the Regulation D Penalty or the early withdrawal penalty. Some exceptions may apply.

The Regulation D Penalty is seven days' simple interest on the amount withdrawn and applies to:

  • Withdrawals made within seven days of account opening including the day the account was opened.
  • Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured CD balance.
  • Withdrawals within seven days of any prior withdrawal where the Bank's early withdrawal penalty is not applied.

Other than the Regulation D penalty described above, any money withdrawn from the CD before the end of its term will be subject to an early withdrawal penalty based on the length of the CD term. If your term is:

  • Less than 3 months or less than 90 days, the penalty is 1 month's interest
  • Between 3 and 12 months or between 90 to 365 days, the penalty is 3 months' interest
  • Over 12 months through 24 months, the penalty is 6 months' interest, or
  • Over 24 months, the penalty is 12 months' interest.

Wells Fargo Bank, N.A. Member FDIC.

Источник: https://www.wellsfargo.com/savings-cds/rates/

Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings and investment goals.

Tabs Menu: to navigate this menu, use the left & right arrow keys to change tabs. Press tab to go into the content. Shift-tab to return to the tabs.

Rates and tiers for 3 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

0.15%

0.10%

Rates and tiers for 6 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.10%

0.15%

Rates and tiers for 12 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.85%

0.25%

Looking for a different CD rate or term?

Explore all our options and choose the one that's right for you.

TD Choice Promotional CDs

Get competitive rates that increase with your balance and a variety of terms

See all TD Bank CDs

Build your savings on your terms with CDs that fit your goals

Still deciding on a CD?

Our account selector can help you choose the right CD

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

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Источник: https://www.td.com/us/en/personal-banking/certificates-of-deposit/

Certificates of Deposit

Skip to main content

Take advantage of a special CD rate.

Start saving

Competitive

This CD offers our most competitive, promotional rates – and great returns.

Guaranteed

After you choose the term length and rate that works best for you, that guaranteed rate will last for the duration of your term.2

FDIC-insured

All U.S. Bank CDs are FDIC-insured.

Terms and Annual Percentage Yield (APY)

You can deposit between $1,000 and $250,000.1 Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode

How much can you earn?

Simply choose your opening deposit and CD term length. We’ll calculate your CD earnings. Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode

Источник: https://www.usbank.com/bank-accounts/savings-accounts/certificate-of-deposit/cd-specials.html

Banking Deposit Rates

1 The HSBC Premier Savings account is available to customers with an HSBC Premier checking account in the United States. 

2 The HSBC Advance Savings account is available to customers with an HSBC Premier checking or HSBC Advance checking account in the United States.

3 The HSBC Everyday Savings account is available to all consumers and has no monthly maintenance fee or balance requirements.

4 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99; 0.10% APY $25,000 - $99,999.99; 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

5 The Annual Percentage Yields (APYs) and balances for an HSBC Advance Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

6 The Annual Percentage Yields (APYs) and balances for an HSBC Everyday Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

7 The Annual Percentage Yields (APYs) and balances for CD accounts which are accurate of {{currentDate}} and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000.

8 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

9 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

10 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} are: 0.20% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

11 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. Private Bank customers that have requested a non-interest bearing account will have no interest and/or APY earned. To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.

12 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment‡ accounts OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan. Home Equity products are not included. A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

13 The Annual Percentage Yields (APYs) and balances for an HSBC Premier checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

14 The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

15 Other CD terms and rates are available. For details, contact us at 800.975.4722.

16 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

17 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

18 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.20% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

*Interest and APY are variable and may change after account opening.  Fees may reduce earnings on account.

**A penalty may be imposed for early withdrawal.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. 

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Источник: https://www.us.hsbc.com/savings-accounts/products/interest-rates/

Chase Bank provides money-saving products including competitive CD rates, checking accounts, and savings accounts. In this guide, we’ll compare their rates to CD, checking, and savings account rates from the top banks in the USA.

Let’s take a look at Chase banking!

Chase Bank Checking Account Rates

Minimum DepositTermAPY
$0.00None0.01%

Chase Money Market Account Rates

Chase does not offer a money market account, but you can find the best money market rates here.

Chase Bank Savings Account Rates

Chase offers savings accounts that do not help you grow your savings. You can find better interest rates elsewhere, even at big banks.

Chase offers two different savings account options: the standard and the premier. The Premier account pays a higher interest rate in exchange for a higher balance. The standard account does not have this requirement, but only pays an interest rate of 0.01%.

Minimum DepositTermAPY
Under $49,999None0.02%
$50,000 – $99,999None0.03%
$100,000 – $249,999None0.04%
$250,000+None0.05%

Chase CD Rates

Chase offers a lot of CDs with different terms. You can save money with Chase’s bank CDs, but you can find higher interest elsewhere!

Chase offers special rates for customers with checking accounts or who have a certain amount of money in their account.

Term<$9,999.99$10,000.00+
3 Month0.02% APY0.02% APY
6 Month0.02% APY0.05% APY
12 Month0.02% APY0.05% APY
18 Month0.02% APY0.05% APY
24 Month0.02% APY0.05% APY
36 Month0.02% APY0.05% APY
48 Month0.02% APY0.05% APY
60 Month0.02% APY0.05% APY
84 Month0.02% APY0.05% APY
120 Month0.02% APY0.05% APY

Certificates of Deposit vs. Fixed Annuity

The Top Fixed Annuities

Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. Guaranteed crediting rates for the terms below:

  • 2 YEAR TERM: 2.15%
  • 3 YEAR TERM: 2.60%
  • 4 YEAR TERM: 2.60%
  • 5 YEAR TERM: 3.05%
  • 7 YEAR TERM: 3.25%
  • Grow your money as fast as possible
  • Principal protection
  • Interest rate is locked for the term you select
  • Tax deferred growth
  • Withdraw annually without penalty
  • Lump sum death benefits
  • Accepts cash, 401(k), and IRA Funds

What’s The Difference Between a Fixed Annuity and CD?

FeatureFixed AnnuityCD
Who OffersInsurance CompanyBanks
Premium Amounts$2,500 to $1 Million$500 – No Maximum
Terms2 Years to 20 Years3 Months to 7 Years
Guaranteed Interest RatesUp to 3.25%Up to 1.25%
Principal ProtectionYesYes
Can Lose Money?NoNo
Liquid After Term100%100%
How Are Gains Taxed?Tax-DeferredTaxed Annually
Annual LiquidityUp to 10% AnnuallyNo Liquidity
Who Protects My Money?Insurance Company/SGAFDIC
Accepts IRAYesNo
Accepts 401(k)YesNo
Death BenefitLump-SumLump-Sum

Are Annuities FDIC Insured?

Fixed annuities are not FDIC insured, but they have similar protections for your money. An annuity is an insurance policy guaranteed by the insurance company’s claims-paying ability. The insurance companies are members of the state insurance guarantee associations in each state where they do business. Each state insurance guarantee association protects consumers in the unlikely event that their insurance company fails and defaults on their obligations to their consumers (limits vary per state).

For example, Georgia insures up to $250,000 of the annuity’s cash value per insured life if the insurance company becomes insolvent and can not fulfill its obligations to the insured.

Chase vs.

The Best CD Rates Today

3 Month CD Rates

6 Month CD Rates

1 Year CD Rates

2 Year CD Rates

3 Year CD Rates

4 Year CD Rates

5 Year CD Rates

The Best Fixed Annuity Rates Today

Disclaimer: I may receive a small referral fee if you purchase something using a link in this article.

Frequently Asked Questions

What is the best rate at Chase Bank?

  • 1-year CD: 0.02%-0.05% APY.
  • 3-year CD: 0.02%-0.05% APY.
  • 5-year CD: 0.02%-0.05% APY.
  • 10-year CD: 0.02%-0.05%APY.
Chase Bank: Checking, Savings, And Cd Rates (2021)

Shawn Plummer

I’ve sold annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.

Источник: https://www.annuityexpertadvice.com/rates/chase-bank/

Now accepting all applications.

Build a bridge to your financial future

Helping you cross over to a better tomorrow

Funding is only possible via ACH (set up during the application process). Wires or other transfers will not be accepted.

Annual Percentage Yields (APYs) are accurate as of December 16, 2020. Minimum deposit to open account and minimum balance to obtain APY is $50,000 for all customers. CDs are subject to penalty for early withdrawal. Penalties may be waived under certain circumstances. Fees on checking accounts may reduce earnings. Rates are subject to change at any time. The rate you receive on your CD will be the advertised rate at the time you submit your application. Aggregate FDIC deposit insurance is $250,000 per depositor inclusive of both BrixDirect and Cross River Bank accounts. Please contact us for more information.


Great rates with the dependability you expect from the BrixDirect family

These rates are subject to change at the discretion of Cross River and will be reflected at the effective time of any changes. Rates are subject to change at any time. The rate you receive on your CD will be the advertised rate at the time you submit your application.

Why BrixDirect?

BrixDirect is Cross River Bank’s online banking service, offering an easy way for consumers to save money.

BrixDirect stems from Cross River’s heritage as an innovative and fast-growing financial services organization that merges the established expertise and traditional services of a bank with the forward-thinking offerings of a technology company.

BrixDirect offers great rates and the security and reliability that Cross River’s customers have come to expect.

Founded in 2008, Cross River, named as one of 2019’s “Fintech 50” by Forbes, is a New Jersey state-chartered FDIC insured bank.

Secure your financial future with a BrixDirect online account

Open a new account online

You’ll need your contact information, US government-issued ID (either a driver’s license or a non-driver ID card) and Social Security number.

How does account opening work?


All savings deposit products are provided by Cross River Bank, an insured FDIC institution. BrixDirect is a sub-brand of Cross River Bank. Cross River Bank operates under the trade name BrixDirect. This trade name is used by, and refers to, a single FDIC-insured bank.

Accounts that are opened via www.brixdirect.com and marketed by BrixDirect are Cross River Bank accounts. Deposits in these accounts are made with Cross River Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrixDirect CD accounts that you maintain, but also all other accounts you maintain at Cross River Bank.

See the BrixDirect Certificate of Deposit Disclosures for more information.


Pressing "Continue" will direct you to a Cross River login screen. Signing in with your BrixDirect credentials will give you access to your BrixDirect account.

Continue

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Please upgrade your browser to Chrome, Safari, Firefox, Edge, or IE 10 or 11 to view this site.

Источник: https://brixdirect.com/

There is no minimum balance requirement to earn the stated interest rates. Minimum opening deposit is $1000. Rates and Fees may vary by state and region. APY assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. Fees could reduce earnings. Unless otherwise stated, interest is compounded and credited monthly. Available for consumer accounts only. CDs are insured up to FDIC limits, based on ownership categories.

CD Early Withdrawal Penalty: If you withdraw a portion or all of the principal balance of your CD prior to the maturity date, you will incur an early withdrawal penalty. If the term of your CD is one year or less, the penalty is 1% of the amount withdrawn plus $25. If the term of your CD is greater than one year, the penalty is 3% of the amount withdrawn plus $25.

3-year Bump-up CD: The 3-year Bump-Up CD provides the buyer account owner with the option to secure a higher interest rate once during the three year term. The account owner can choose to bump up their rate, for the remainder of their term, to the prevailing 3-year Bump-Up CD rate at that time. A Premier or WebsterOne® Relationship checking account is required to get the highest CD rates. For CD rates available without these accounts, please call or stop by a banking center.

Источник: https://public.websteronline.com/personal/bank/certificates-of-deposit

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[LIVE] IDX Opening Bell Selasa, 17 Desember 2019

Chase Bank provides money-saving products including competitive CD rates, checking accounts, and savings accounts. In this guide, we’ll compare their rates to CD, checking, and savings account rates from the top banks in the USA.

Let’s take a look at Chase banking!

Chase Bank Checking Account Rates

Minimum DepositTermAPY
$0.00None0.01%

Chase Money Market Account Rates

Chase does not offer a money market account, but you can find the best money market rates here.

Chase Bank Savings Account Rates

Chase offers us bank cd rates december 2019 accounts that do not help you grow your savings. You can find better interest rates elsewhere, even at big banks.

Chase offers two different savings account options: the standard and the premier. The Premier account pays a higher interest rate in exchange for a higher balance. The standard account does not have this requirement, but only pays an interest rate of 0.01%.

Minimum DepositTermAPY
Under $49,999None0.02%
$50,000 – $99,999None0.03%
$100,000 – $249,999None0.04%
$250,000+None0.05%

Chase CD Rates

Chase offers a lot of CDs members 1st of nj federal credit union different terms. You can save money with Chase’s bank CDs, but you can find higher interest elsewhere!

Chase offers special rates for customers with checking accounts or who have a certain amount of money in their account.

Term<$9,999.99$10,000.00+
3 Month0.02% APY0.02% APY
6 Month0.02% APY0.05% APY
12 Month0.02% APY0.05% APY
18 Month0.02% APY0.05% APY
24 Month0.02% APY0.05% APY
36 Month0.02% APY0.05% APY
48 Month0.02% APY0.05% APY
60 Month0.02% APY0.05% APY
84 Month0.02% APY0.05% APY
120 Month0.02% APY0.05% APY

Certificates of Deposit vs. Fixed Annuity

The Top Fixed Annuities

Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. Guaranteed crediting rates for the terms below:

  • 2 YEAR TERM: 2.15%
  • 3 YEAR TERM: 2.60%
  • 4 YEAR TERM: 2.60%
  • 5 YEAR TERM: 3.05%
  • 7 YEAR TERM: 3.25%
  • Grow your money as fast as possible
  • Principal protection
  • Interest rate is locked for the term you select
  • Tax deferred growth
  • Withdraw annually without penalty
  • Lump sum death benefits
  • Accepts cash, 401(k), and IRA Funds

What’s The Difference Between a Fixed Annuity and CD?

FeatureFixed AnnuityCD
Who OffersInsurance CompanyBanks
Premium Amounts$2,500 to $1 Million$500 – No Maximum
Terms2 Years to 20 Years3 Months to 7 Years
Guaranteed Interest RatesUp to 3.25%Up to 1.25%
Principal ProtectionYesYes
Can Lose Money?NoNo
Liquid After Term100%100%
How Are Gains Taxed?Tax-DeferredTaxed Annually
Annual LiquidityUp to 10% AnnuallyNo Liquidity
Who Protects My Money?Insurance Company/SGAFDIC
Accepts IRAYesNo
Accepts 401(k)YesNo
Death BenefitLump-SumLump-Sum

Are Annuities FDIC Insured?

Fixed annuities are not FDIC insured, but they have similar protections for your money. An annuity is an insurance policy us bank cd rates december 2019 by the insurance company’s claims-paying ability. The insurance companies are members of the state insurance guarantee associations in each state where they do business. Each state insurance guarantee association protects consumers in the unlikely event that their insurance company fails and defaults on their obligations to their consumers (limits vary per state).

For example, Georgia insures up to $250,000 of the annuity’s cash value per insured life if the insurance company becomes insolvent and can not fulfill its obligations to the insured.

Chase vs.

The Best CD Rates Today

3 Month CD Rates

6 Month CD Rates

1 Year CD Rates

2 Year CD Rates

3 Year CD Rates

4 Year CD Rates

5 Year CD Rates

The Best Fixed Annuity Rates Today

Disclaimer: I may receive a small referral fee if you purchase something using a link in this article.

Frequently Asked Questions

What is the best rate at Chase Bank?

  • 1-year CD: 0.02%-0.05% APY.
  • 3-year CD: 0.02%-0.05% APY.
  • 5-year CD: 0.02%-0.05% APY.
  • 10-year CD: 0.02%-0.05%APY.
Chase Bank: Checking, Savings, And Cd Rates (2021)

Shawn Plummer

I’ve sold annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.

Источник: https://www.annuityexpertadvice.com/rates/chase-bank/

Savings Accounts and CD (Time Account) Rates

Savings Rates

Wells Fargo Way2Save® Savings

Avoid the $5 monthly service fee with one of the following each fee period:

  • $300 minimum daily balance
  • 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
  • 1 automatic transfer each business day within the fee period of $1 or more us bank cd rates december 2019 a linked Wells Fargo checking account
  • 1 us bank cd rates december 2019 more Save As You Go® transfers from a linked Wells Fargo checking account
  • Primary account owner is 24 years old or under

Open a Way2Save® Savings account
$25 minimum opening deposit

BalanceInterest RateAPY
$0 or more 0.01% 0.01%

Platinum Savings - Standard Interest Rate

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Open a Platinum Savings account
$25 minimum opening deposit

BalanceInterest RateAPYPortfolio Relationship Interest RatePortfolio Relationship APY
$0 or more 0.01% 0.01% 0.02% 0.02%

CD Rates

Standard Fixed Rate CD Rates

Open a Standard Fixed Rate CD account
$2,500 minimum opening deposit

TermInterest RateAPYPortfolio Relationship Interest RatePortfolio Relationship APYBalance
3 months0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% us bank cd rates december 2019 $25,000 - $49,999.99
0.01%0.01%0.02%0.02% $50,000 - $99,999.99
0.01%0.01%0.02%0.02% $100,000 +
6 months0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% $25,000 - $49,999.99
0.01%0.01%0.02%0.02% us bank cd rates december 2019 $50,000 - $99,999.99
0.01%0.01%0.02%0.02% $100,000 +
1 Year0.01%0.01%0.02%0.02% $0 - $4,999.99
0.01%0.01%0.02%0.02% $5,000 - $9,999.99
0.01%0.01%0.02%0.02% $10,000 - $24,999.99
0.01%0.01%0.02%0.02% $25,000 us bank cd rates december 2019 - $49,999.99
0.01%0.01%0.02%0.02% $50,000 - $99,999.99
0.01%0.01%0.02%0.02% boa prepaid debit card login $100,000 +

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield earned (APYE) on your account for the period covered by the statement.

View Wells Fargo Destination® IRA rates

The interest rates and Annual Percentage Yields displayed here are for the Wells Fargo Bank locations in the California counties of Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.

Current Deposit Rates for 11/20/2021 - 11/26/2021

Savings Accounts:

Annual Percentage Yields and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice. Interest is compounded daily and paid monthly. Interest is calculated and accrued daily based on the daily collected balances in the account. Accrued interest is considered to be earned and will be paid only when the total interest accrued reaches $0.01 or more. In any month the amount of accrued interest is less than $0.01, periodic statements will show no Annual Percentage Yield Earned or interest earned though interest is accruing. Interest Rates and Annual Percentage Yields for all checking and savings accounts are variable rates that the Bank can change at any time. Fees could reduce earnings.

The balance tiers for the accounts listed in this disclosure are as follows: $0 to $499.99; $500 to $999.99; $1,000 to $2,499.99; $2,500 to $4,999.99; $5,000 to $9,999.99; $10,000 to $24,999.99; $25,000 to $49,999.99; $50,000 to $99,999.99; $100,000 to $249,999.99; $250,000 to $499,999.99; $500,000 to $999,999.99; $1,000,000 or more. Wells Fargo interest rates offered within two or more consecutive tiers may be the same. When this is the case, this disclosure may show those multiple tiers as a single tier. Each tier shown reflects the current minimum daily collected balance required to obtain the applicable Annual Percentage Yield.

A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker.

CD Accounts:

Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Interest Rates are subject to change without notice.

Rates are fixed for the term of the account. A penalty may be imposed for early withdrawal from a CD. For CDs, us bank cd rates december 2019 begins to accrue on the business day you deposit non-cash items, such as checks. Penalties – including early withdrawal penalties – could reduce earnings.

Interest is compounded daily. Payment of interest on Standard CDs is based on term:

  • For terms less than 12 months (365 days), interest may be paid monthly, quarterly, semi-annually, or at maturity (the end of the term).
  • For terms of 12 months or more, interest may be paid monthly, quarterly, semi-annually, or annually.

The account requires a minimum opening deposit based on term and APY and is listed above.

CD rates are subject to change at any time and are not guaranteed until CD is opened.

Early withdrawal(s) may be subject to either the Regulation D Penalty or the early withdrawal penalty. Some exceptions may apply.

The Regulation D Penalty is seven days' simple interest on the amount withdrawn and applies to:

  • Withdrawals made within seven days of account opening including the day the account was opened.
  • Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured CD balance.
  • Withdrawals within seven days of any prior withdrawal where the Bank's early withdrawal penalty is not applied.

Other than the Regulation D penalty us bank cd rates december 2019 above, any money withdrawn from the CD before the end of its term will be subject to an early withdrawal penalty based on the length of the CD term. If your term is:

  • Less than 3 months or less than 90 days, the penalty is 1 month's interest
  • Between 3 and 12 months or between 90 to 365 days, the penalty is 3 months' interest
  • Over 12 months through 24 months, the penalty is 6 months' interest, or
  • Over 24 months, the penalty is 12 months' interest.

Wells Fargo Bank, N.A. Member FDIC.

Источник: https://www.wellsfargo.com/savings-cds/rates/

Certificates of Deposit

Skip to main content

Take advantage of a special CD rate.

Start saving

Competitive

This CD offers our most competitive, promotional rates – and great returns.

Guaranteed

After you choose the term length and rate that works best for you, that guaranteed rate will last for the duration of your term.2

FDIC-insured

All U.S. Bank CDs are FDIC-insured.

Terms and Annual Percentage Yield (APY)

You can deposit between $1,000 and $250,000.1 Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode

How much can you earn?

Simply choose your opening deposit and CD term length. We’ll calculate your CD earnings. Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode

Источник: https://www.usbank.com/bank-accounts/savings-accounts/certificate-of-deposit/cd-specials.html

Credit Union and Bank Rates 2019 Q4

5 Year CD-10K2.061.594 Year CD-10K1.881.403 Year CD-10K1.731.312 Year CD-10K1.561.171 Year CD-10K1.320.976 Month CD-10K0.900.633 Month CD-10K0.540.40Money market account-2.5K0.350.23Interest checking account-5K0.120.13Regular savings account-1K0.170.18Credit card, Classic11.5613.5630 Year fixed-rate mortgage3.974.0215 Year fixed-rate mortgage3.453.575/1 Year adjustable rate mortgage3.493.953/1 Year adjustable rate mortgage3.443.971 Year adjustable rate mortgage3.623.78Unsecured fixed rate loan, 36 months9.3610.18Home equity loan, 5 year, 80%4.655.17Home equity loan, LOC, 80%4.945.36Used car loan, 48 months3.625.56Used car loan, 36 months3.475.51New car loan, 60 months3.535.16New car loan, 48 months3.415.01
Источник: https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates/credit-union-and-bank-rates-2019-q4

us bank cd rates december 2019 Banking Deposit Rates

1 The HSBC Premier Savings account is available to customers with an HSBC Premier checking account in the United States. 

2 The HSBC Advance Savings account us bank cd rates december 2019 available to customers with an HSBC Premier checking or HSBC Advance checking account in the United States.

3 The HSBC Everyday Savings account is available to all consumers and has no monthly maintenance fee or balance requirements.

4 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99; 0.10% APY $25,000 - $99,999.99; 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

5 The Annual Percentage Yields (APYs) and balances for an HSBC Advance Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

6 The Annual Percentage Yields (APYs) and balances for an HSBC Everyday Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

7 The Annual Percentage Yields (APYs) and balances for CD accounts which are accurate of {{currentDate}} and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000.

8 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

9 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

10 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} are: 0.20% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

11 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. Private Bank customers that have requested a non-interest bearing account will have no interest and/or APY earned. To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.

12 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment‡ accounts OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan. Home Equity products are not included. A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

13 The Annual Percentage Yields (APYs) and balances for an HSBC Premier checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

14 The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

15 Other CD terms and rates are available. For details, contact us at 800.975.4722.

16 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: us bank cd rates december 2019 APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

17 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

18 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.20% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.

*Interest and APY are variable and may change after account opening.  Fees may reduce earnings on account.

**A penalty may be imposed for early withdrawal.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. 

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Источник: https://www.us.hsbc.com/savings-accounts/products/interest-rates/
us bank cd rates december 2019

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